1485 Chippewa Ln, Geneva, FL 32732 Property Records

Seminole County property record for 1485 Chippewa Ln, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,472 sqft · built 2023
Lot Size	5.99 acres (261,055 sqft)
Owner	2 Trust Names on File
Last Sale	$1,736,000 (Dec 2023)
Tax Bill	$19,624 (2025)
Deeds & Mortgages	Dec 2023 Sale Feb 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`20-20-32-3AF-2560-0000`

Property Details

APN / Parcel Number

Primary APN	`20-20-32-3AF-2560-0000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,472 sqft Living Area
Upper Floors Area	938 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	261,055 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1485 CHIPPEWA LN
City	GENEVA
State	FL
Zip	32732-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 32 TWP 20S RGE 32E BEG 1053.14 FT E OF SW COR OF N 1/2 OF SE 1/4 RUN N 39 DEG 5 MIN 4 SEC W 522.65 FT NLY ON CURVE 79.67
Legal Range	32E
Legal Township	20S
Legal Section	20
Legal Subdivision	SEMINOLE WOODS (5 AC DEV)
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	4
Census Block	4029
Census Tract	21201

Owner

1485 Chippewa Ln is owner-occupied and held in a trust since December 2023.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1485 CHIPPEWA LN, GENEVA, FL 32732-9184
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer EAST COAST SETTLEMENT LLC, EAST COAST T&E LLC
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit BUILDER FINANCE INC
Apr 11, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Apr 11, 2018 · Amount on File
Deed Document Number	2023113624
Deed Book / Page	10552 / 585
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 14, 2023
Property Address	1485 CHIPPEWA LN, GENEVA, FL 32732-9184
Document Number	0105520585
Book / Page	10552 / 585
Instrument Date	Dec 8, 2023
Instrument	2023113624
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	EAST COAST SETTLEMENT LLC, EAST COAST T&E LLC

Transaction

Amount	Amount on Record
Tax	$12,152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3726 SAFFLOWER TER, OVIEDO, FL 32766-6704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1485 CHIPPEWA LN, GENEVA, FL 32732-9184

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1485 CHIPPEWA LN, GENEVA, FL 32732-9184
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3726 SAFFLOWER TER, OVIEDO, FL 32766-6704

Mortgage

Document Number	0101800147
Date	Feb 28, 2022
Book Page	10180/147
Instrument	2022024664

Lender

Name	BUILDER FINANCE INC
Type	Mortgage Company
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Dec 22, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 11, 2018
Property Address	1485 CHIPPEWA LN, GENEVA, FL 32732-9184
Document Number	0091080606
Book / Page	009108 / 000606
Instrument Date	Mar 26, 2018
Instrument	39182
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$1,526.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3726 SAFFLOWER TER OVIEDO FL 327666704, OVIEDO, FL 32766-6704

Tax Assessment & Valuation

The 2025 property tax bill for 1485 Chippewa Ln was $19,624 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,624.00 Homeowner's exemption	$1,481,525	$1,481,525 Land $280,000 Building $1,201,525
2023	$3,367.00 (+8.26%)	$270,000 (+8%)	$270,000 (+8%) Land $270,000
2022	$3,110.00	$250,000 Land $250,000	$250,000 Land $250,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1485 Chippewa Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	33.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2005–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1485 Chippewa Ln is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE WOODS private · serves 780 people · EPA ID FL3594050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Spectrum.

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