1437 Chippewa Ln, Geneva, FL 32732 Property Records

Seminole County property record for 1437 Chippewa Ln, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,026 sqft · built 2005
Lot Size	5.29 acres (230,563 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Apr 2018)
Tax Bill	$10,365 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-20-32-3AF-2520-0000`

Property Details

APN / Parcel Number

Primary APN	`20-20-32-3AF-2520-0000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	3,195 sqft
2nd Floor Area	1,280 sqft
Upper Floors Area	1,280 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Material	Metal
Lot Area	230,563 sqft
Garage Type	Mixed
Garage Area	624 sqft
Carport	Carport
Carport Area	1,200 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	1,061 sqft
Patio Area	772 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1437 CHIPPEWA LN
City	GENEVA
State	FL
Zip	32732-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 32 TWP 20S RGE 32E FROM SE COR OF N 1/2 OF NW 1/4 RUN N 49 DEG 4 MIN 37 SEC E 107.33 FT S 40 DEG 55 MIN 23 SEC E 604.84
Legal Range	32E
Legal Township	20S
Legal Section	20
Legal Subdivision	SEMINOLE WOODS (5 AC DEV)
Legal Lot Number	252
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	4
Census Block	4029
Census Tract	21201

Owner

1437 Chippewa Ln is owned and occupied by two individuals who bought it in April 2018.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1437 CHIPPEWA LN, GENEVA, FL 32732-9184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 21, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 30, 2018	Warranty Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	Feb 8, 2006
Deed Document Number	2018046442
Deed Book / Page	09118 / 1899
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1437 CHIPPEWA LN, GENEVA, FL 32732-9184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 CHIPPEWA LN, GENEVA, FL 32732-9184

Mortgage

Document Number	0097890143
Date	Dec 15, 2020
Book Page	9789/143
Instrument	2020145047

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1437 CHIPPEWA LN, GENEVA, FL 32732-9184
Document Number	0094501409
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 CHIPPEWA LN GENEVA FL 327329184, GENEVA, FL 32732-9184

Mortgage

Document Number	0094501409
Date	Oct 3, 2019
Book Page	009450/001409
Instrument	107842

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 30, 2018
Property Address	1437 CHIPPEWA LN, GENEVA, FL 32732-9184
Document Number	0091181899
Book / Page	009118 / 001899
Instrument Date	Apr 13, 2018
Instrument	46442
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 CHIPPEWA LN GENEVA FL 327329184, GENEVA, FL 32732-9184

Mortgage

Document Number	91181901
Date	Apr 30, 2018
Book Page	009118/001901
Instrument	46443

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1437 Chippewa Ln was $10,365 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,365.00 Homeowner's exemption	$785,830	$1,271,808 Land $280,000 Building $991,808
2023	$9,496.00 (+2.43%) Homeowner's exemption	$741,440 (+3%)	$1,194,602 (+11.49%) Land $270,000 Building $924,602
2022	$9,271.00 Homeowner's exemption	$719,845	$1,071,509 Land $250,000 Building $821,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1437 Chippewa Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2005–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1437 Chippewa Ln is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE WOODS private · serves 780 people · EPA ID FL3594050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

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