14840 Talbot St, Oak Park, MI 48237 Property Records

Oakland County property record for 14840 Talbot St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,499 sqft · built 1968
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Dec 2020)
Tax Bill	$6,978 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-25-19-127-037`

Property Details

APN / Parcel Number

Primary APN	`52-25-19-127-037`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,499 sqft Living Area
1st Floor Area	840 sqft
Basement Area	592 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	43 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	14840 TALBOT ST
City	OAK PARK
State	MI
Zip	48237-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 19 LAWRENCE MEADOWS SUB W 50 FT OF LOT 38
Legal Range	11E
Legal Township	01N
Legal Section	19
Legal Subdivision	LAWRENCE MEADOWS SUB
Legal Lot Number	38
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	5
Census Block	5005
Census Tract	171000

Owner

14840 Talbot St is owned and occupied by two individuals who bought it in December 2020.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14840 TALBOT ST, OAK PARK, MI 48237-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit OXFORD BANK
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FUNDING RSRCS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Deed Document Number	2020277470
Deed Book / Page	55418 / 95
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	0000165562
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	14840 TALBOT ST, OAK PARK, MI 48237-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095566
Date	Jun 14, 2019
Book Page	52929/00652
Instrument	95566

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 30, 2020
Property Address	14840 TALBOT ST, OAK PARK, MI 48237-1039
Document Number	0000221733
Book / Page	055418 / 000095
Instrument Date	Dec 11, 2020
Instrument	221733
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14840 TALBOT ST OAK PARK MI 482371039, OAK PARK, MI 48237-1039

Mortgage

Document Number	277471
Date	Dec 30, 2020
Book Page	055418/000096
Instrument	277471

Lender

Name	FUNDING RSRCS MTG
Type	Mortgage Company
Address	CLIFTON, 07012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14840 Talbot St was $6,978 with a homeowner's exemption, up 1.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,978.00 (+1.75%) Homeowner's exemption	$142,600 Land $22,900 Building $119,700	$285,200 Land $45,800 Building $239,400
2024	$6,858.00
2023		$121,300 Land $16,400 Building $104,900	$242,600 Land $32,800 Building $209,800
2022	$5,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14840 Talbot St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14840 Talbot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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