14820 Talbot St, Oak Park, MI 48237 Property Records

Oakland County property record for 14820 Talbot St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,481 sqft · built 1968
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jun 2026)
Tax Bill	$7,394 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-19-127-039`

Property Details

APN / Parcel Number

Primary APN	`52-25-19-127-039`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,481 sqft Living Area
1st Floor Area	831 sqft
Basement Area	584 sqft
Unfinished Basement	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	42 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	14820 TALBOT ST
City	OAK PARK
State	MI
Zip	48237-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 19 LAWRENCE MEADOWS SUB E 50 FT OF LOT 36
Legal Range	11E
Legal Township	01N
Legal Section	19
Legal Subdivision	LAWRENCE MEADOWS SUB
Legal Lot Number	36
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	5
Census Block	5005
Census Tract	171000

Owner

14820 Talbot St is owned and occupied by an individual who bought it in June 2026.

Source: Oakland County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	14820 TALBOT ST, OAK PARK, MI 48237-1039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 13, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Feb 10, 2022 · Amount on File
Deed Document Number	202679965
Deed Book / Page	61262 / 563
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 4, 2026
Property Address	14820 TALBOT ST, OAK PARK, MI 48237-1039
Document Number	0000079965
Book / Page	61262 / 563
Instrument Date	May 28, 2026
Instrument	202679965
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14820 TALBOT ST, OAK PARK, MI 48237-1039

Mortgage

Document Number	20260079272,
Date	Jun 4, 2026
Instrument	202679272

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 3, 2026
Property Address	14820 TALBOT ST, OAK PARK, MI 48237-1039
Document Number	20260079272
Book / Page	61257 / 780
Instrument Date	May 28, 2026
Instrument	202679272
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	25511 COLLEEN ST, OAK PARK, MI 48237-1301

Mortgage

Document Number	0000079272,
Date	Jun 3, 2026
Book Page	61257/780
Instrument	202679272

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 4, 2026
Property Address	14820 TALBOT ST, OAK PARK, MI 48237-1039
Document Number	20260079965
Book / Page	61262 / 563
Instrument Date	May 28, 2026
Instrument	202679965
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14820 TALBOT ST, OAK PARK, MI 48237-1039

Mortgage

Document Number	0000079272,
Date	Jun 4, 2026
Instrument	202679272

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 10, 2022
Property Address	14820 TALBOT ST, OAK PARK, MI 48237-1039
Document Number	0000317187
Book / Page	57433 / 62
Map Reference	LB 122 PG 15&16
Instrument Date	Jan 27, 2022
Instrument	317187
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5567 KINGSFIELD DR, WEST BLOOMFIELD, MI 48322-1459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14820 TALBOT ST, OAK PARK, MI 48237-1039

Mortgage

Document Number	0057478764
Date	Feb 10, 2022
Instrument	57478/764

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 13, 2017
Property Address	14820 TALBOT ST, OAK PARK, MI 48237-1039
Document Number	0000045603
Book / Page	050464 / 000088
Instrument Date	Mar 3, 2017
Instrument	45603
Transaction Type	Transfer
Record Updated	Aug 18, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 EDGEWOOD PL FERNDALE MI 482202465, FERNDALE, MI 48220-2465

Mortgage

Document Number	49910
Date	Mar 13, 2017
Book Page	050479/000160
Instrument	49910

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14820 Talbot St was $7,394 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,394.00 (+1.76%) Homeowner's exemption	$136,100 Land $22,800 Building $113,300	$272,200 Land $45,600 Building $226,600
2024	$7,266.00
2023		$117,600 Land $16,300 Building $101,300	$235,200 Land $32,600 Building $202,600
2022	$4,523.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14820 Talbot St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14820 Talbot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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