1484 Mackenzie Ln, Elgin, IL 60120 Property Records

Cook County property record for 1484 Mackenzie Ln, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,949 sqft · built 2005
Lot Size	0.048 acres (2,085 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2019)
Tax Bill	$7,196 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-08-304-019`

Property Details

APN / Parcel Number

Primary APN	`06-08-304-019`
Alternative APN	`06-08-304-019-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,085 sqft (0.048 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1484 MACKENZIE LN
City	ELGIN
State	IL
Zip	60120-9217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	MACKENZIE WOODS SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3003
Census Tract	804404

Owner

Source: Cook County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1484 MACKENZIE LN, ELGIN, IL 60120-9217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 6, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Prior Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	201946156
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 8, 2026
Property Address	1484 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	0000020249
Instrument Date	Jun 1, 2026
Instrument	202620249
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 MACKENZIE LN, ELGIN, IL 60120-9217

Mortgage

Document Number	0000020249,
Date	Jul 8, 2026
Instrument	202620249

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 6, 2019
Property Address	1484 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	1921846156
Instrument Date	Jul 25, 2019
Instrument	21846156
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1484 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217

Mortgage

Document Number	1921846157
Date	Aug 6, 2019
Instrument	21846157

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Mortgage

Document Number	1921846158,
Date	Aug 6, 2019
Instrument	21846158

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	111 E WACKER DR # 1000, CHICAGO, IL 60601-4306

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 (+32%) Land $2,919 Building $30,081	$330,000 (+32%) Land $29,190 Building $300,810
2023	$7,196.00 (+2.9%)
2022	$6,993.00	$25,000 Land $3,500 Building $21,500	$250,000 Land $35,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

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