1480 Mackenzie Ln, Elgin, IL 60120 Property Records

Cook County property record for 1480 Mackenzie Ln, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,949 sqft · built 2005
Lot Size	0.053 acres (2,314 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2023)
Tax Bill	$6,242 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-08-304-018`

Property Details

APN / Parcel Number

Primary APN	`06-08-304-018`
Alternative APN	`06-08-304-018-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,314 sqft (0.053 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1480 MACKENZIE LN
City	ELGIN
State	IL
Zip	60120-9217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	MACKENZIE WOODS SUB
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3003
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	351 LOCKSLEY DR, STREAMWOOD, IL 60107-2958
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
Jan 21, 2021	Quit Claim Deed, Transfer PARAMOUNT BK
Jul 19, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Document Number	202328185
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	0000012193
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 29, 2023
Property Address	1480 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	0024128185
Map Reference	DOC 421827090
Instrument Date	Aug 18, 2023
Instrument	2324128185
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 MACKENZIE LN, ELGIN, IL 60120-9217

Mortgage

Document Number	0024128186
Date	Aug 29, 2023
Instrument	2324128186

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 21, 2021
Property Address	1480 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	2102112193
Instrument Date	Dec 4, 2020
Instrument	2112193
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1480 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217

Mortgage

Document Number	2102112194
Date	Jan 21, 2021
Instrument	2112194

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2036

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 19, 2019
Property Address	1480 MACKENZIE LN, ELGIN, IL 60120-9217
Document Number	1920013122
Instrument Date	Jul 1, 2019
Instrument	20013122
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1480 MACKENZIE LN ELGIN IL 601209217, ELGIN, IL 60120-9217

Mortgage

Document Number	1920013123
Date	Jul 19, 2019
Instrument	20013123

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 (+31.99%) Land $3,240 Building $29,760	$330,000 (+31.99%) Land $32,400 Building $297,600
2023	$6,242.00 (+3.41%)
2022	$6,036.00 (+4.18%)	$25,001 (+24.11%) Land $3,501 Building $21,500	$250,010 (+24.11%) Land $35,010 Building $215,000
2021	$5,794.00 Homeowner's exemption	$20,145 Land $1,966 Building $18,179	$201,450 Land $19,660 Building $181,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

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