14830 Harrowgate Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 14830 Harrowgate Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1960
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Feb 2016)
Tax Bill	$1,712 (2026)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`793-63-97-34-000-000`

Property Details

APN / Parcel Number

Primary APN	`793-63-97-34-000-000`
Alternative APNs	`148080100000012` `378381001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Finished Area
1st Floor Area	480 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	378381001
Street Address	14830 HARROWGATE RD
City	CHESTER
State	VA
Zip	23831-6915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	OVERSTREET PROPERTY L 1 BK B
Legal Subdivision	OVERSTREET PROPERTY L 1 BK B
Legal Block	B
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	3
Census Block	3000
Census Tract	100507

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14830 HARROWGATE RD, CHESTER, VA 23831-6915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2016 · Amount on Record
Deed Sale	Feb 17, 2016 · Amount on Record
Deed Document Number	20165494
Deed Book / Page	11133 / 574
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14830 HARROWGATE RD, CHESTER, VA 23831-6915
Document Number	12579323
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14830 HARROWGATE RD CHESTER VA 238316915, CHESTER, VA 23831-6915

Mortgage

Document Number	12579323
Date	Dec 30, 2019
Book Page	012579/000323
Instrument	53606

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,712.00 (+20.31%)	$189,600 (+0.96%) Land $47,700 Building $141,900	$189,600 (+0.96%) Land $47,700 Building $141,900
2025		$187,800 (+22.19%) Land $45,900 Building $141,900	$187,800 (+22.19%) Land $45,900 Building $141,900
2023	$1,423.00	$153,700 Land $38,700 Building $115,000	$153,700 Land $38,700 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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