Chesterfield County property record for 14810 Harrowgate Rd, Chester, VA 23831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,755 sqft · built 1994 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Oct 2024) |
| Tax Bill | $2,889 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 793-63-91-16-000-000 |
| Primary APN | 793-63-91-16-000-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,755 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 68,825 sqft (1.58 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Balcony Area | 27 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 481853000 |
|---|---|
| Street Address | 14810 HARROWGATE RD |
| City | CHESTER |
| State | VA |
| Zip | 23831-6915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A - AGRICU |
| Legal Description | W/L HARROWGATE ROAD |
| Legal Subdivision | W/L HARROWGATE ROAD |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100507 |
14810 Harrowgate Rd is owned and occupied by an individual who bought it in October 2024.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14810 HARROWGATE RD, CHESTER, VA 23831-6915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on File |
| Deed Sale | Oct 18, 2024 · Amount on File |
| Deed Document Number | 202432743 |
| Deed Book / Page | 14697 / 852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14810 HARROWGATE RD, CHESTER, VA 23831-6915 |
| Document Number | 11732980 |
| Book / Page | 011732 / 000980 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 11732980 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 011732/000980 |
| Instrument | 34242 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 14810 Harrowgate Rd was $2,889.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,889.00 | $321,900 (+0.63%) Land $57,600 Building $264,300 | $321,900 (+0.63%) Land $57,600 Building $264,300 |
| 2025 | $319,900 Land $55,600 Building $264,300 | $319,900 Land $55,600 Building $264,300 | |
| 2023 | $2,172.00 | $236,000 Land $47,600 Building $188,400 | $236,000 Land $47,600 Building $188,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 14810 Harrowgate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14810 Harrowgate Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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