14824 Temple St, Oak Forest, IL 60452 Property Records

Cook County property record for 14824 Temple St, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1988
Lot Size	0.188 acres (8,190 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2018)
Tax Bill	$5,252 (2023)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-09-321-004`

Property Details

APN / Parcel Number

Primary APN	`28-09-321-004`
Alternative APN	`28-09-321-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,190 sqft (0.188 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14824 TEMPLE ST
City	OAK FOREST
State	IL
Zip	60452-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FOREST) (EDGE) SUB OF LT14 & PTS LTS15, 3&2 IN A T M CINTOSH & COS MIDLOTHIAN FARMS SUB OF THE NW SE & EH SW SEC 09-36-13
Legal Range	13E
Legal Township	36N
Legal Section	09
Legal Subdivision	FOREST EDGE
Legal Lot Number	2,3,1
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	4
Census Block	4003
Census Tract	824601

Owner

14824 Temple St is owned and occupied by an individual who bought it in May 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	14824 TEMPLE ST, OAK FOREST, IL 60452-1343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Aug 7, 2019	Deed of Trust, Mortgage GUARANTEED RATE
May 3, 2018	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG
Jul 10, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2018 · Amount on File
Deed Sale	May 3, 2018 · Amount on File
Prior Sale	Aug 31, 2010 · Amount on File
Deed Document Number	201834035
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14824 TEMPLE ST, OAK FOREST, IL 60452-1343
Document Number	2017107073
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14824 TEMPLE ST OAK FOREST IL 604521343, OAK FOREST, IL 60452-1343

Mortgage

Document Number	2017107073
Date	Jun 19, 2020
Instrument	17107073

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14824 TEMPLE ST, OAK FOREST, IL 60452-1343
Document Number	1922608137
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14824 TEMPLE ST OAK FOREST IL 604521343, OAK FOREST, IL 60452-1343

Mortgage

Document Number	1922608137
Date	Aug 14, 2019
Instrument	22608137

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 3, 2018
Property Address	14824 TEMPLE ST, OAK FOREST, IL 60452-1343
Document Number	1812334035
Instrument Date	Apr 24, 2018
Instrument	12334035
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 S CHURCH RD BENSENVILLE IL 601062023, BENSENVILLE, IL 60106-2023

Mortgage

Document Number	1812334036
Date	May 3, 2018
Instrument	12334036

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14824 TEMPLE ST, OAK FOREST, IL 60452-1343
Document Number	1720746110
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14824 TEMPLE ST OAK FOREST IL 604521343, OAK FOREST, IL 60452-1343

Mortgage

Document Number	1720746110
Date	Jul 26, 2017
Instrument	20746110

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2032

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Forest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,103 Land $3,686 Building $16,417	$201,030 Land $36,860 Building $164,170
2023	$5,252.00 (-15.18%)
2022	$6,192.00 Homeowner's exemption	$18,168 Land $3,276 Building $14,892	$181,680 Land $32,760 Building $148,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14824 Temple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14824 Temple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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