5243 Temple St, Oak Forest, IL 60452 Property Records

Cook County property record for 5243 Temple St, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,718 sqft · built 1986
Lot Size	0.367 acres (16,004 sqft)
Owner	Individual Name on File
Tax Bill	$9,709 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-09-301-085`

Property Details

APN / Parcel Number

Primary APN	`28-09-301-085`
Alternative APN	`28-09-301-085-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,718 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,004 sqft (0.367 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5243 TEMPLE ST
City	OAK FOREST
State	IL
Zip	60452-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 IN FOREST EDGE SUB NW4 SE4 E 2 SW4 OF SEC09 T36N R13E 3P
Legal Range	13E
Legal Township	36N
Legal Section	09
Legal Subdivision	FOREST EDGE
Legal Lot Number	28
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	4
Census Block	4002
Census Tract	824601

Owner

5243 Temple St is owned and occupied by an individual who acquired it in March 1998.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5243 TEMPLE ST, OAK FOREST, IL 60452-1342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Dec 20, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 1998
Deed Sale	Mar 12, 1998
Deed Document Number	1998209
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5243 TEMPLE ST, OAK FOREST, IL 60452-1342
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 TEMPLE, OAK FOREST, IL 60452

Mortgage

Document Number	0025746290
Date	Sep 14, 2023
Instrument	2325746290

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	TINLEY PARK, IL 60477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Dec 20, 2023
Property Address	5243 TEMPLE ST, OAK FOREST, IL 60452-1342
Document Number	0035410035
Instrument Date	Mar 30, 2023
Instrument	2335410035
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14905 CICERO AVE, OAK FOREST, IL 60452-1404

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5243 TEMPLE ST, OAK FOREST, IL 60452-1342
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014320082
Date	May 22, 2020
Instrument	2014320082

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Forest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 Land $7,202 Building $29,798	$370,000 Land $72,020 Building $297,980
2023	$9,709.00 (+7.72%)
2022	$9,013.00 (+1.77%) Homeowner's exemption Senior Citizen's exemption	$27,623 (-) Land $6,401 Building $21,222	$276,230 (-) Land $64,010 Building $212,220
2021	$8,856.00 Homeowner's exemption Senior Citizen's exemption	$27,623 Land $6,401 Building $21,222	$276,230 Land $64,010 Building $212,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5243 Temple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5243 Temple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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