14824 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 14824 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,662 sqft · built 2021
Lot Size	0.298 acres (12,997 sqft)
Owner	2 Individual Names on File
Last Sale	$936,600 (Dec 2021)
Tax Bill	$11,969 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`5760-4070-9`

Property Details

APN / Parcel Number

Primary APN	`5760-4070-9`
Alternative APN	`351910576040709`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,662 sqft Living Area
Gross Area	5,408 sqft
1st Floor Area	3,662 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,997 sqft (0.298 acres)
View / Lot	Golf/Lake
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14824 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 2313, AZARIO ESPLANADE PH II SUBPH C,D,E,F,G,H,I,J,K,L, M,N & O PI #5760.4070/9
Legal Range	19E
Legal Township	35S
Legal Section	10
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH C-O
Legal Lot Number	2313
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

14824 Derna Ter is owned and occupied by two individuals who bought it in December 2021.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14824 DERNA TER, BRADENTON, FL 34211-5502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 29, 2021	Special Warranty Deed, Transfer INSPIRED TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	2021173053
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	14824 DERNA TER, BRADENTON, FL 34211-5502
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14824 DERNA TER, BRADENTON, FL 34211-5502
Investor	Possibly a Property Investor

Mortgage

Document Number	0041040145
Date	Mar 23, 2022
Instrument	202241040145

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 29, 2021
Property Address	14824 DERNA TER, BRADENTON, FL 34211-5502
Document Number	0041173053
Map Reference	MB 68 PG 101
Instrument Date	Dec 29, 2021
Instrument	202141173053
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$6,556.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 N CATTLEMEN RD STE 200, 200, SARASOTA, FL 34232-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14824 DEMA TERRACE, BRADENTON, FL 34211

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,685 (+2.7%)	$1,126,088 (+8.97%) Land $249,900 Building $876,188
2025		$698,817	$1,033,365 Land $249,900 Building $783,465
2024	$11,969.00 (+0.75%)
2023	$11,880.00 (+2.29%) Homeowner's exemption	$659,342 (+3%)	$906,469 (+9.59%) Land $153,000 Building $753,469
2022	$11,614.00 Homeowner's exemption	$640,138	$827,176 Land $150,000 Building $677,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14824 Derna Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14824 Derna Ter is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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