14816 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 14816 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,484 sqft · built 2021
Lot Size	0.282 acres (12,315 sqft)
Owner	Trust Name on File
Last Sale	$1,086,700 (Aug 2021)
Tax Bill	$2,487 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5760.4080-9`

Property Details

APN / Parcel Number

Primary APN	`5760.4080-9`
Alternative APN	`351910576040809`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	4,484 sqft Living Area
Gross Area	6,277 sqft

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,315 sqft (0.282 acres)
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	351910576040809
Street Address	14816 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 2315, AZARIO ESPLANADE PHASE II SUBPHASE C,D,E,F,G,H,I,J,K,L, M,N & O PI #5760.4080/9
Legal Range	19E
Legal Township	35S
Legal Section	10
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH C-O
Legal Phase	2
Legal Tract	576003
Legal Lot Number	2315
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

14816 Derna Ter is owner-occupied and held in a trust since August 2025.

Source: Manatee County records, as of November 26, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	14816 DERNA TER, BRADENTON, FL 34211-5502
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 18, 2021	Special Warranty Deed, Transfer · VA Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	0041109829
Last Transfer Date	Aug 22, 2025
Transfer Doc	0041104439
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	14816 DERNA TER, BRADENTON, FL 34211-5502
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14816 DERNA TER, BRADENTON, FL 34211-5502

Mortgage

Document Number	0041153806
Date	Nov 18, 2021
Instrument	202141153806

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	14816 DERNA TER, BRADENTON, FL 34211-5502
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14816 DERNA TER, BRADENTON, FL 34211-5502

Mortgage

Document Number	0041105538
Date	Aug 17, 2022
Instrument	202241105538

Lender

Name	TRUIST BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 18, 2021
Property Address	14816 DERNA TER, BRADENTON, FL 34211-5502
Document Number	0041109829
Map Reference	MB 68 PG 101
Instrument Date	Aug 16, 2021
Instrument	202141109829
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,606.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 N CATTLEMEN RD STE 200, 200, SARASOTA, FL 34232-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14816 DEMA TERRACE, BRADENTON, FL 34211

Mortgage

Document Number	0041109830
Date	Aug 18, 2021
Instrument	202141109830

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,011,395	$1,130,492 Land $184,875 Building $945,617
2024	$2,487.00 (-0.08%)
2023	$2,489.00 (+1.3%) Veteran's exemption	$954,263 (+3%)	$1,061,758 (+10.12%) Land $153,000 Building $908,758
2022	$2,457.00 Disabled Person's exemption Veteran's exemption	$926,469	$964,173 Land $150,000 Building $814,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14816 Derna Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14816 Derna Ter is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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