1482 Vernal Rd, Mart, TX 76664 Property Records

McLennan County property record for 1482 Vernal Rd, Mart, TX 76664

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,394 sqft · built 1994
Lot Size	30.7 acres (1,338,599 sqft)
Owner	2 Individual Names on File
Last Sale	$370,200 (May 2020)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-084900-000500-0`

Property Details

APN / Parcel Number

Primary APN	`32-084900-000500-0`
Alternative APNs	`3208490000050000101` `134850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,394 sqft Living Area
Gross Area	3,994 sqft
1st Floor Area	3,394 sqft
Flooring	Earth/Dirt

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	1,338,599 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	800 sqft
Canopy	240 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1482 VERNAL RD
City	MART
State	TX
Zip	76664-5406
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	THOMPSON WM ACRES 30.73
Legal Subdivision	THOMPSON WM
Legal Tract	3A
Legal Lot Number	3A
Jurisdiction	MCLENNAN TX
Township / Civil Division	MART
Census Block Group	2
Census Block	2005
Census Tract	3601

Owner

1482 Vernal Rd, a rural home, is owned and occupied by two individuals who bought it in May 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1482 VERNAL RD, MART, TX 76664-5406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on File
Deed Sale	May 6, 2020 · Amount on File
Deed Document Number	202014622
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0000014622
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 6, 2020
Property Address	1482 VERNAL RD, MART, TX 76664-5406
Document Number	0000014622
Instrument Date	May 5, 2020
Instrument	14622
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	177 KUBITZA DR MART TX 766645108, MART, TX 76664-5108

Mortgage

Document Number	14623
Date	May 6, 2020
Instrument	14623

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1482 VERNAL RD, MART, TX 76664-5406
Document Number	0000014350
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1482 VERNAL RD MART TX 766645406, MART, TX 76664-5406

Mortgage

Document Number	0000014350
Date	May 8, 2017
Instrument	14350

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 7, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1482 Vernal Rd was $4,103 with exemptions applied, down 9.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Mart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,770 (-2.89%) Land $66,898 Building $306,872	$500,000 (+2.04%) Land $193,128 Building $306,872
2025	$4,103.00 (-9.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$384,880 Land $55,630 Building $329,250	$490,000 Land $160,750 Building $329,250
2024	$4,525.00
2023		$259,630 Land $50,770 Building $208,860	$355,000 Land $146,140 Building $208,860
2022	$2,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1482 Vernal Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1482 Vernal Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE HILL WSC serves 2,150 people · EPA ID TX1470011
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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