825 Vernal Rd, Mart, TX 76664 Property Records

McLennan County property record for 825 Vernal Rd, Mart, TX 76664

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,332 sqft · built 2019
Lot Size	8.55 acres (372,438 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-031200-000400-2`

Property Details

APN / Parcel Number

Primary APN	`32-031200-000400-2`
Alternative APNs	`3203120000040020101` `134269`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	2,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Material	Metal
Lot Area	372,438 sqft
Lot Dimensions	824 ft deep x 452 ft wide
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,158 sqft
Shed	1 Shed
Shed Area	320 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	825 VERNAL RD
City	MART
State	TX
Zip	76664-5413
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	DICKINSON R ACRES 8.55
Legal Subdivision	DICKINSON R
Legal Tract	3
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	MART
Census Block Group	2
Census Block	2006
Census Tract	3601

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 235, MART, TX 76664-0235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUSSER BANK
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK
Oct 24, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	825 VERNAL RD, MART, TX 76664-5413
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014158
Date	Apr 15, 2021
Instrument	2021014158

Lender

Name	SUSSER BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Interest

Change Frequency	2 Years

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	825 VERNAL RD, MART, TX 76664-5413
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013965
Date	Apr 29, 2019
Instrument	2019013965

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	825 VERNAL RD, MART, TX 76664-5413
Document Number	0000038001
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	825 VERNAL RD MART TX 766645413, MART, TX 76664-5413

Mortgage

Document Number	0000038001
Date	Oct 29, 2018
Instrument	38001

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76702-2662

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Mart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,175 (-1.37%)	$474,530 (-2.49%) Land $58,379 Building $416,151
2025	$3,833.00 (+3.65%) Homeowner's exemption	$401,688 (+13.66%)	$486,630 (+23.16%) Land $48,550 Building $438,080
2024	$3,698.00 (+16.29%)
2023		$353,420 Land $6,850 Building $346,570	$395,120 Land $48,550 Building $346,570
2022	$3,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE HILL WSC serves 2,150 people · EPA ID TX1470011
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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