1482 Spruce Ave, Liberty, MO 64068 Property Records

Clay County property record for 1482 Spruce Ave, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1958
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$128,400 (Oct 2009)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-312-00-04-007.00`

Property Details

APN / Parcel Number

Primary APN	`14-312-00-04-007.00`
Alternative APNs	`1431200040070001` `268606`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	236 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	45 sqft
Patio Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1482 SPRUCE AVE
City	LIBERTY
State	MO
Zip	64068-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENE HILLS LTS 1-80 LT 36
Legal Range	32W
Legal Township	51N
Legal Section	01
Legal Subdivision	GREENE HILLS
Legal Lot Number	1-61
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3003
Census Tract	21404

Owner

1482 Spruce Ave is owned and occupied by two individuals who bought it in October 2009.

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1482 SPRUCE AVE, LIBERTY, MO 64068-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 31, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 25, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2009 · Amount on File
Deed Sale	Oct 14, 2009 · Amount on File
Deed Document Number	200937921
Deed Book / Page	6290 / 231
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1482 SPRUCE AVE, LIBERTY, MO 64068-1030
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 SPRUCE AVE, LIBERTY, MO 64068-1030

Mortgage

Document Number	0000030345
Date	Sep 14, 2022
Book Page	9447/51
Instrument	2022030345

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1482 SPRUCE AVE, LIBERTY, MO 64068-1030
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033520
Date	Sep 14, 2020
Book Page	8798/137
Instrument	2020033520

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Oct 1, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1482 SPRUCE AVE, LIBERTY, MO 64068-1030
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017088
Date	May 31, 2018
Book Page	8207/109
Instrument	2018017088

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1482 SPRUCE AVE, LIBERTY, MO 64068-1030
Document Number	0000037364
Book / Page	008079 / 000125
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1482 SPRUCE AVE LIBERTY MO 640681030, LIBERTY, MO 64068-1030

Mortgage

Document Number	0000037364
Date	Nov 1, 2017
Book Page	008079/000125
Instrument	37364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1482 Spruce Ave was $2,540.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00	$35,360	$186,105
2023	$2,407.00	$30,780	$162,000
2019	$2,240.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1482 Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1482 Spruce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: KC Web, Verizon, Wisper ISP.

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