1477 Spruce Ave, Liberty, MO 64068 Property Records

Clay County property record for 1477 Spruce Ave, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1958
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$262,802 (Feb 2026)
Tax Bill	$198 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-312-00-06-004.00`

Property Details

APN / Parcel Number

Primary APN	`14-312-00-06-004.00`
Alternative APNs	`1431200060040001` `244116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	2,449 sqft
1st Floor Area	1,216 sqft
Basement Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	118 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1477 SPRUCE AVE
City	LIBERTY
State	MO
Zip	64068-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENE HILLS LTS 1-80 LT 11
Legal Range	32W
Legal Township	51N
Legal Section	01
Legal Subdivision	GREENE HILLS
Legal Lot Number	1-61
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3011
Census Tract	21404

Owner

1477 Spruce Ave is owned and occupied by an individual who bought it in February 2026.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1477 SPRUCE AVE, LIBERTY, MO 64068-1029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL TRUST BANK
Feb 11, 2026	Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK
Jun 16, 2022	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 28, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Feb 16, 2024
Deed Document Number	20263618
Deed Book / Page	10104 / 81
Prior Transfer Date	Jan 22, 2024
Prior Transfer Doc	0000003159
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1477 SPRUCE AVE, LIBERTY, MO 64068-1029
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1477 SPRUCE AVE 59, 59, LIBERTY, MO 64068-1029

Mortgage

Document Number	0000029887
Date	Nov 18, 2025
Book Page	10054/56
Instrument	2025029887

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1477 SPRUCE AVE, LIBERTY, MO 64068-1029
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003636
Date	Feb 11, 2026
Book Page	10104/99
Instrument	2026003636

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Feb 11, 2026
Property Address	1477 SPRUCE AVE, LIBERTY, MO 64068-1029
Document Number	0000003618
Book / Page	10104 / 81
Instrument Date	Feb 9, 2026
Instrument	2026003618
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1477 SPRUCE AVE, LIBERTY, MO 64068-1029

Mortgage

Document Number	0000003619
Date	Feb 11, 2026
Instrument	2026003619

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 16, 2022
Property Address	1477 SPRUCE AVE, LIBERTY, MO 64068-1029
Document Number	0000020016
Book / Page	9388 / 162
Instrument Date	Jun 14, 2022
Instrument	2022020016
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1477 SPENCE AVE, LIBERTY, MO 64068

Mortgage

Document Number	0000020017
Date	Jun 16, 2022
Instrument	2022020017

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1477 SPRUCE AVE, LIBERTY, MO 64068-1029
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031777
Date	Sep 28, 2018
Book Page	8289/088
Instrument	2018031777

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1477 Spruce Ave was $198.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$198.00	$40,430	$212,789
2023	$2,752.00	$35,190	$185,210
2019	$2,146.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1477 Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1477 Spruce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: KC Web, Verizon, Wisper ISP.

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