14819 Winding Canyon Rd, Poway, CA 92064 Property Records

San Diego County property record for 14819 Winding Canyon Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,525 sqft · built 2004
Lot Size	4.31 acres (187,744 sqft)
Owner	2 Trust Names on File
Last Sale	$60,000 (May 1997)
Tax Bill	$8,457 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`321-100-25-00`

Property Details

APN / Parcel Number

Primary APN	`321-100-25-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,525 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	187,744 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14819 WINDING CANYON RD
City	POWAY
State	CA
Zip	92064-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-A
Legal Description	SEC 5-14-1W NE 1/4 OF POR SW 1/4 OF
Legal Range	01W
Legal Township	14
Legal Section	05
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	17021

Owner

14819 Winding Canyon Rd is owner-occupied and held in a trust since January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14819 WINDING CANYON RD, POWAY, CA 92064-2718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Intrafamily Transfer, Transfer
Jan 22, 2024	Affidavit of Death of Joint Tenant, Transfer
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 1997 · Amount on File
Deed Sale	May 23, 1997 · Amount on File
Deed Document Number	1997239387
Last Transfer Date	Jan 17, 2024
Transfer Doc	0000017453
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2024
Property Address	14819 WINDING CANYON RD, POWAY, CA 92064-2718
Document Number	0000017453
Instrument Date	Jan 17, 2024
Instrument	2024-0017453
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14819 WINDING CANYON RD, POWAY, CA 92064-2718

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2024
Property Address	14819 WINDING CANYON RD, POWAY, CA 92064-2718
Document Number	0000017452
Instrument Date	Jan 17, 2024
Instrument	2024-0017452
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14819 WINDING CANYON RD, POWAY, CA 92064-2718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000391276
Date	Jul 21, 2020
Instrument	2020-0391276

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14819 WINDING CANYON RD, POWAY, CA 92064-2718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14819 WINDING CANYON RD, POWAY, CA 92064-2718

Mortgage

Document Number	0000048565
Date	Jan 22, 2021
Instrument	2021-0048565

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14819 Winding Canyon Rd was $8,457 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$755,696 (+2%) Land $151,364 Building $604,332
2025	$8,457.00 Homeowner's exemption	$740,880 Land $148,397 Building $592,483
2023	$8,141.00 (+1.66%)	$712,113 Land $142,636 Building $569,477
2022	$8,008.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14819 Winding Canyon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14819 Winding Canyon Rd is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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