Cook County property record for 14817 Keystone Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,548 sqft · built 1951 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,486 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 28-10-409-004 |
| Primary APN | 28-10-409-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 14817 KEYSTONE AVE |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-3333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A H (KRAOS)(REALTY) COS HEART OF (MIDLOTHIAN) RESUB BLKS1 12 & 14 IN MIDLOTHIAN GARDENS SUB SEC 10-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 10 |
| Legal Subdivision | KRAOS REALTY COS HEART OF MIDLOTHIAN |
| Legal Block | 1,12, |
| Legal Lot Number | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 824701 |
14817 Keystone Ave is owned and occupied by an individual who acquired it in July 2020.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14817 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 26, 2021 | Affidavit of Death of Joint Tenant, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2020 |
| Transfer Doc | 0000028030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14817 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033521397 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2133521397 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 26, 2021 |
| Property Address | 14817 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333 |
| Document Number | 0008528030 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 2108528030 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | SOLIDIFI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14817 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333 |
| Document Number | 0008528031 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2108528031 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,000 Land $2,205 Building $16,795 | $190,000 Land $22,050 Building $167,950 | |
| 2023 | $2,486.00 (-13.14%) | ||
| 2022 | $2,862.00 Homeowner's exemption Senior Citizen's exemption | $12,933 Land $1,890 Building $11,043 | $129,330 Land $18,900 Building $110,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14817 Keystone Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 71 (1979–2026) |
| Claims Outside the SFHA | 17 of 71 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14817 Keystone Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
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