14813 Keystone Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14813 Keystone Ave, Midlothian, IL 60445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,685 sqft · built 1927
Lot Size0.145 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Oct 2023)
Tax Bill$6,434 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jul 2022 Sale & Construction Loan
+ 2 more
Flood ZoneZone X (moderate risk)
APN28-10-409-003

Property Details

APN / Parcel Number

Primary APN28-10-409-003
Alternative APN
  • 28-10-409-003-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,685 sqft Living Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,300 sqft (0.145 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address14813 KEYSTONE AVE
CityMIDLOTHIAN
StateIL
Zip60445-3333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA H (KRAOS)(REALTY) COS HEART OF (MIDLOTHIAN) RESUB BLKS1 12 & 14 IN MIDLOTHIAN GARDENS SUB SEC 10-36-13
Legal Range13E
Legal Township36N
Legal Section10
Legal SubdivisionKRAOS REALTY COS HEART OF MIDLOTHIAN
Legal Block1,12,
Legal Lot Number3
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group1
Census Block1023
Census Tract824701

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4619 S MOZART ST, CHICAGO, IL 60632-1916
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 12, 2022Special Warranty Deed, Construction Loan · Construction Mortgage
SHIRLEY POLLOCK
Mar 11, 2022Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Mar 11, 2022Intrafamily Transfer, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Prior SaleJul 12, 2022 · Amount on Record
Deed Document Number202347142
Prior Transfer DateJan 12, 2022
Prior Transfer Doc0000006105
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 23, 2023
Property Address14813 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333
Document Number0029647142
Instrument DateSep 1, 2023
Instrument2329647142
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14813 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333

Mortgage

Document Number0029647143
DateOct 23, 2023
Instrument2329647143
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053
Interest
Rate TypeFixed Rate
Rate6.99%

July 2022: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionCOOK IL
Recording DateJul 12, 2022
Property Address14813 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333
Document Number0019319033
Instrument DateJun 29, 2022
Instrument2219319033
Transaction TypeConstruction Loan
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2911 S UNION AVE, CHICAGO, IL 60616-3016

Mortgage

Document Number0019319035
DateJul 12, 2022
Instrument2219319035
Lender
NameSHIRLEY POLLOCK
TypePrivate Party
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueJan 5, 2023
Interest
Rate0.12%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMar 11, 2022
Property Address14813 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333
Document Number0007006106
Instrument DateJan 12, 2022
Instrument2207006106
Transaction TypeTransfer
Record UpdatedMar 30, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8310 MOODY AVE, BURBANK, IL 60459-2524

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateMar 11, 2022
Property Address14813 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333
Document Number0007006105
Instrument DateSep 18, 2021
Instrument2207006105
Transaction TypeTransfer
Record UpdatedMar 30, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14813 KEYSTONE AVE, 14813, MIDLOTHIAN, IL 60445-3333

Transferred To (Grantee/Buyer)

NameVerified Name
Address14813 KEYSTONE AVE, MIDLOTHIAN, IL 60445-3333

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityMidlothian Village
Secondary School DistrictBremen Community High School District 228 (09 - 12)
Elementary School DistrictMidlothian School District 143 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,000 (+42.77%) Land $2,205 Building $14,795$170,000 (+42.77%) Land $22,050 Building $147,950
2023$6,434.00 (+138.21%)
2022$2,701.00 (+1.16%)$11,907 (-) Land $1,890 Building $10,017$119,070 (-) Land $18,900 Building $100,170
2021$2,670.00$11,907 Land $1,890 Building $10,017$119,070 Land $18,900 Building $100,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims71 (1979–2026)
Claims Outside the SFHA17 of 71
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Sep 2008 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLOTHIAN
serves 14,819 people · EPA ID IL0311920
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber
1,500 / 1,500
Verizon
Fixed Wireless
300 / 20

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