14817 Cartagena Dr, Gainesville, VA 20155 Property Records

Prince William County property record for 14817 Cartagena Dr, Gainesville, VA 20155

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,568 sqft · built 2006
Lot Size	0.177 acres (7,723 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jun 2024)
Tax Bill	$7,461 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7297-93-1940`

Property Details

APN / Parcel Number

Primary APN	`7297-93-1940`
Alternative APN	`240666`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,568 sqft Living Area
Gross Area	3,818 sqft
1st Floor Area	1,374 sqft
Basement Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	7,723 sqft (0.177 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	240666
Street Address	14817 CARTAGENA DR
City	GAINESVILLE
State	VA
Zip	20155-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	HOPEWELLS LANDING SEC 1 L-46
Legal Subdivision	HOPEWELLS LANDING
Legal Block	1
Legal Lot Number	46
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	BRENTSVILLE
Census Block Group	1
Census Block	1007
Census Tract	901508

Owner

14817 Cartagena Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Prince William County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14817 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 25, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Feb 8, 2021
Deed Document Number	202430429
Prior Transfer Date	Feb 3, 2021
Prior Transfer Doc	0000015672
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	14817 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14817 CARTAGENA DR, GAINESVILLE, VA 20155-1976

Mortgage

Document Number	0000108305
Date	Sep 20, 2021
Instrument	202109200108305

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Mar 25, 2021
Property Address	14817 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Document Number	0000036545
Map Reference	DOC 200411100191900
Instrument Date	Mar 22, 2021
Instrument	202103250036545
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14817 CARTAGENA DR, GAINESVILLE, VA 20155-1976

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Feb 8, 2021
Property Address	14817 CARTAGENA DR, GAINESVILLE, VA 20155-1976
Document Number	0000015672
Map Reference	DOC 200411100191900
Instrument Date	Feb 3, 2021
Instrument	202102080015672
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14817 CARTAGENA DR, GAINESVILLE, VA 20155-1976

Mortgage

Document Number	0000015673
Date	Feb 8, 2021
Instrument	202102080015673

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14817 Cartagena Dr was $7,461.

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,461.00	$761,000 Land $241,900 Building $519,100	$761,000 Land $241,900 Building $519,100
2023	$6,880.00	$661,300 Land $202,800 Building $458,500	$661,300 Land $202,800 Building $458,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14817 Cartagena Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14817 Cartagena Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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