14816 Cartagena Dr, Gainesville, VA 20155 Property Records

Prince William County property record for 14816 Cartagena Dr, Gainesville, VA 20155

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,312 sqft · built 2006
Lot Size	0.179 acres (7,789 sqft)
Owner	2 Individual Names on File
Last Sale	$534,870 (Sep 2006)
Tax Bill	$8,017 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7297-93-1561`

Property Details

APN / Parcel Number

Primary APN	`7297-93-1561`
Alternative APN	`240675`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,312 sqft Living Area
Gross Area	4,962 sqft
1st Floor Area	1,950 sqft
Basement Area	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	7,789 sqft (0.179 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	65 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	240675
Street Address	14816 CARTAGENA DR
City	GAINESVILLE
State	VA
Zip	20155-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	HOPEWELLS LANDING SEC 1 L-55
Legal Subdivision	HOPEWELLS LANDING
Legal Block	1
Legal Lot Number	55
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	BRENTSVILLE
Census Block Group	1
Census Block	1007
Census Tract	901508

Owner

14816 Cartagena Dr is owned and occupied by two individuals who bought it in September 2006.

Source: Prince William County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14816 CARTAGENA DR, GAINESVILLE, VA 20155-1978
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit SONABANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2006 · Amount on File
Deed Sale	Sep 29, 2006 · Amount on File
Deed Document Number	2006140683
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Aug 28, 2026
Property Address	14816 CARTAGENA DR, GAINESVILLE, VA 20155-1978
Document Number	0000052880
Instrument Date	Aug 20, 2026
Instrument	202652880
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14816 CARTAGENA DR, GAINESVILLE, VA 20155-1978

Mortgage

Document Number	0000052880,
Date	Aug 28, 2026
Instrument	202652880

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	14816 CARTAGENA DR, GAINESVILLE, VA 20155-1978
Document Number	0000001421
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14816 CARTAGENA DR GAINESVILLE VA 201551978, GAINESVILLE, VA 20155-1978

Mortgage

Document Number	0000001421
Date	Jan 7, 2020
Instrument	1421

Lender

Name	SONABANK NA
Type	Bank
Address	ASHLAND, VA 23005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14816 Cartagena Dr was $8,017.

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,017.00	$817,700 Land $241,900 Building $575,800	$817,700 Land $241,900 Building $575,800
2023	$7,271.00	$698,800 Land $202,800 Building $496,000	$698,800 Land $202,800 Building $496,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14816 Cartagena Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14816 Cartagena Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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