1481 Sandy Pine Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 1481 Sandy Pine Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Pasture
Details	4 bd · 2 ba · 4,044 sqft · built 1983
Lot Size	95 acres (4,139,070 sqft)
Owner	Company Name on Record
Tax Bill	$663 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`402414101001`

Property Details

APN / Parcel Number

Primary APN	`402414101001`
Alternative APNs	`00729310000101` `10004625835`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,044 sqft Gross Area
1st Floor Area	4,044 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,139,070 sqft (95 acres)
View / Lot	Waterfront
Garage Area	1,902 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	457 sqft
Pole Barn	640 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00729310000101
Street Address	1481 SANDY PINE DR
City	PUNTA GORDA
State	FL
Zip	33982-8675
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	AG
Legal Description	14 40 24 PARCEL 1 95.02 AC M/L ALL OF SECTION 14 LYING N OF PRAIRIE CREEK AND NE OF PROP DESC IN OR741/1893-1900 FURTHER LESS 13.83 AC DESC IN OR3229/348 FURTHER LESS 15.05 AC. AS DESC IN 4222/369 556/1902 591/2017 650/1065RE935/2060 E1118/1
Legal Range	24E
Legal Township	40S
Legal Section	14
Legal Subdivision	PRAIRIE CREEK
Legal Tract	ZZZ
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1009
Census Tract	10100

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3840 BORDEAUX DR, PUNTA GORDA, FL 33950-7910
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2009
Transfer Doc	0034341597
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1481 SANDY PINE DR, PUNTA GORDA, FL 33982-8675
Document Number	0042220374
Book / Page	004222 / 000374
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WOODLAND DR PUNTA GORDA FL 339829690, PUNTA GORDA, FL 33982-9690

Mortgage

Document Number	0042220374
Date	Jul 25, 2017
Book Page	004222/000374
Instrument	2540517

Lender

Name	RECOVCO MTG MGMT LLC
Address	IRVING, TX 75038

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 (+1.07%)	$44,545 (+36.4%)	$860,211 (-26.43%) Land $848,054 Building $12,157
2024	$656.00 (+27.38%)
2023	$515.00 (-59.38%)	$32,657 (-60.39%)	$1,169,232 (+17.68%) Land $1,155,300 Building $13,932
2022	$1,268.00	$82,442 Land $70,913 Building $11,529	$993,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3