1880 Sandy Pine Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 1880 Sandy Pine Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,425 sqft · built 2005
Lot Size	9.94 acres (432,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jan 2004)
Tax Bill	$7,781 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402415100011`

Property Details

APN / Parcel Number

Primary APN	`402415100011`
Alternative APNs	`00729360008509` `10004625895`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,425 sqft Living Area
Gross Area	4,809 sqft
1st Floor Area	3,425 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	432,986 sqft (9.94 acres)
Garage Type	Attached
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	2,840 sqft
Pool Area	300 sqft
Porch	Slab
Porch Area	521 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00729360008509
Street Address	1880 SANDY PINE DR
City	PUNTA GORDA
State	FL
Zip	33982-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	15 40 24 LT12E 10.05A E1/2 LT 12 OF SUBD IN 15 40 24 AKA FLORIDONIASUBJ TO ESMTS OF RECORD 1046/651 1154/1158 1857/1696 E1942/1835 2250/347 2253/670 2377/462
Legal Range	24E
Legal Township	40S
Legal Section	15
Legal Subdivision	OF
Legal Tract	ZZZ
Legal Block	LT12
Legal Lot Number	12
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1009
Census Tract	10100

Owner

Source: Charlotte County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1880 SANDY PINE DR, PUNTA GORDA, FL 33982-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Jan 11, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2004 · Amount on Record
Deed Sale	Jan 9, 2004 · Amount on Record
Prior Sale	Dec 8, 2003 · Amount on Record
Deed Book / Page	2377 / 462
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1880 SANDY PINE DR, PUNTA GORDA, FL 33982-9518
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 SANDY PINE DR, PUNTA GORDA, FL 33982-9518

Mortgage

Document Number	0050011406
Date	Jun 14, 2022
Book Page	5001/1406
Instrument	3115314

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.73%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.73%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1880 SANDY PINE DR, PUNTA GORDA, FL 33982-9518
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1880 SANDY PINE DR, PUNTA GORDA, FL 33982-9518

Mortgage

Document Number	0003201482
Date	Jan 11, 2023
Instrument	3201482

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,781.00 (+9.81%) Homeowner's exemption Veteran's exemption	$452,966 (+5.99%)	$1,065,119 (+5.73%) Land $253,470 Building $811,649
2023	$7,086.00 (+7.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$427,379 (+11.06%)	$1,007,348 (+21.94%) Land $278,320 Building $729,028
2022	$6,566.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$384,818	$826,121 Land $202,776 Building $623,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

May also be available: AT&T.

Nearby Properties on Sandy Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures