1481 Pier Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1481 Pier Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$43,500 (Oct 2004)
Tax Bill	$9,301 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-426-022`

Property Details

APN / Parcel Number

Primary APN	`05-06-426-022`
Alternative APNs	`506426022` `330A410B`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Account Number	330A410B
Street Address	1481 PIER DR
City	DAVIS
State	IL
Zip	61019-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1481
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1481
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1007
Census Tract	4100

Owner

1481 Pier Dr is owned by two individuals who bought it in October 2004.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2303 E SHERWOOD RD, ARLINGTON HEIGHTS, IL 60004-4344
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2004 · Amount on File
Deed Sale	Oct 25, 2004 · Amount on File
Deed Document Number	2004471870
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1481 PIER DR, DAVIS, IL 61019-9644
Document Number	0001038730
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1481 PIER DR DAVIS IL 610199644, DAVIS, IL 61019-9644

Mortgage

Document Number	0001038730
Date	Dec 16, 2020
Instrument	1038730

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1481 PIER DR, DAVIS, IL 61019-9644
Document Number	0001010823
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1481 PIER DR DAVIS IL 610199644, DAVIS, IL 61019-9644

Mortgage

Document Number	0001010823
Date	Apr 28, 2020
Instrument	1010823

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1481 PIER DR, DAVIS, IL 61019-9644
Document Number	0001032967
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1481 PIER DR DAVIS IL 610199644, DAVIS, IL 61019-9644

Mortgage

Document Number	0001032967
Date	Oct 2, 2019
Instrument	1032967

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1481 Pier Dr was $9,301.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,301.00	$133,993 Land $9,265 Building $124,728	$401,979 Land $27,795 Building $374,184
2022		$91,591 Land $6,398 Building $85,193	$274,773 Land $19,194 Building $255,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1481 Pier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1481 Pier Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: JCWIFI.com.

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