1480 Pier Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1480 Pier Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2021)
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Sep 2021 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-426-023`

Property Details

APN / Parcel Number

Primary APN	`05-06-426-023`
Alternative APNs	`506426023` `330A410A`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1480 PIER DR
City	DAVIS
State	IL
Zip	61019-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1480
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1480
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1007
Census Tract	4100

Owner

1480 Pier Dr is owned and occupied by an individual who bought it in September 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	671 NICHOLE LN, GENEVA, IL 60134-3716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer
Aug 10, 2017	Warranty Deed, Transfer · FHA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Aug 10, 2017 · Amount on File
Deed Document Number	202131318
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 3, 2021
Property Address	1480 PIER DR, DAVIS, IL 61019-9644
Document Number	0000031318
Map Reference	PB 32 PG 262-270
Instrument Date	Aug 27, 2021
Instrument	2131318
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 PIER DR, DAVIS, IL 61019-9644
Investor	Possibly a Property Investor

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 10, 2017
Property Address	1480 PIER DR, DAVIS, IL 61019-9644
Document Number	0001024523
Instrument Date	Aug 4, 2017
Instrument	1024523
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1480 PIER DR DAVIS IL 610199644, DAVIS, IL 61019-9644

Mortgage

Document Number	1024525
Date	Aug 10, 2017
Instrument	1024525

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1480 Pier Dr was $4,688 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,688.00	$73,536 Land $9,265 Building $64,271	$220,608 Land $27,795 Building $192,813
2022	Homeowner's exemption	$50,270 Land $6,398 Building $43,872	$150,810 Land $19,194 Building $131,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1480 Pier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1480 Pier Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: JCWIFI.com.

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