1481 Cat Square Rd, Vale, NC 28168 Property Records

Lincoln County property record for 1481 Cat Square Rd, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,315 sqft · built 1997
Lot Size	15.3 acres (667,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,000 (Jul 2007)
Tax Bill	$3,264 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2685-32-3659`

Property Details

APN / Parcel Number

Primary APN	`2685-32-3659`
Alternative APNs	`268500323659` `204389` `15354`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,315 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	667,296 sqft (15.3 acres)
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	204389
Street Address	1481 CAT SQUARE RD
City	VALE
State	NC
Zip	28168-8759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	HOUSE & LAND RD 1002
Legal Subdivision	HOWARDS CREEK TOWNSHIP
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1040
Census Tract	70600

Owner

Source: Lincoln County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1481 CAT SQUARE RD, VALE, NC 28168-8759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Apr 28, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 25, 2019	Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2007 · Amount on Record
Deed Sale	Jul 16, 2007 · Amount on Record
Prior Sale	Jan 30, 1997 · Amount on Record
Deed Document Number	200711450
Deed Book / Page	1947 / 556
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Aug 10, 2026
Property Address	1481 CAT SQUARE RD, VALE, NC 28168-8759
Document Number	0000713578
Book / Page	3528 / 271
Instrument Date	Jul 17, 2026
Instrument	2026713578
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 CAT SQUARE RD, VALE, NC 28168-8759

Mortgage

Document Number	0000713578,
Date	Aug 10, 2026
Book Page	3528/271
Instrument	2026713578

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1481 CAT SQUARE RD, VALE, NC 28168-8759
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031211
Date	Dec 22, 2021
Book Page	3121/1
Instrument	644842

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1481 CAT SQUARE RD, VALE, NC 28168-8759
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 CAT SQUARE RD, VALE, NC 28168-8759

Mortgage

Document Number	0003035487
Date	Apr 28, 2021
Book Page	3035/487
Instrument	630166

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1481 CAT SQUARE RD, VALE, NC 28168-8759
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1481 CAT SQUARE RD, VALE, NC 28168-8759

Mortgage

Document Number	0003173347
Date	Jun 15, 2022
Book Page	3173/347
Instrument	653675

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1481 CAT SQUARE RD, VALE, NC 28168-8759
Document Number	2857211
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1481 CAT SQUARE RD VALE NC 281688759, VALE, NC 28168-8759

Mortgage

Document Number	2857211
Date	Oct 28, 2019
Book Page	002857/000211
Instrument	599794

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2034

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,264.00 (+0.62%)	$500,680 (-) Land $92,628 Building $408,052	$500,680 (-) Land $92,628 Building $408,052
2023	$3,244.00	$500,680 Land $92,628 Building $408,052	$500,680 Land $92,628 Building $408,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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