1431 Cat Square Rd, Vale, NC 28168 Property Records

Lincoln County property record for 1431 Cat Square Rd, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,216 sqft · built 1936
Lot Size	1.4 acres (61,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2015)
Tax Bill	$2,099 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2685-43-9324`

Property Details

APN / Parcel Number

Primary APN	`2685-43-9324`
Alternative APNs	`2685-43-7450` `268500437421` `153586` `12938`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Basement Area	633 sqft
Unfinished Basement	633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	61,115 sqft (1.4 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Shed	1 Shed
Shed Area	360 sqft
Storage Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153586
Street Address	1431 CAT SQUARE RD
City	VALE
State	NC
Zip	28168-8759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	LOT 1 DAVID AND CAROLINE
Legal Lot Number	1
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1040
Census Tract	70600

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 CAT SQUARE RD, VALE, NC 28168-8759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2015 · Amount on Record
Deed Sale	Apr 24, 2015 · Amount on Record
Deed Document Number	2015532548
Deed Book / Page	2515 / 500
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1431 CAT SQUARE RD, VALE, NC 28168-8759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2893270
Date	Mar 25, 2020
Book Page	2893/270
Instrument	606347

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1431 CAT SQUARE RD, VALE, NC 28168-8759
Document Number	2877301
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1431 CAT SQUARE RD VALE NC 281688759, VALE, NC 28168-8759

Mortgage

Document Number	2877301
Date	Jan 22, 2020
Book Page	002877/000301
Instrument	603475

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,099.00 (-5.83%)	$314,043 (-7.11%) Land $34,659 Building $279,384	$314,043 (-7.11%) Land $34,659 Building $279,384
2023	$2,229.00	$338,081 Land $58,697 Building $279,384	$338,081 Land $58,697 Building $279,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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