14804 Cartagena Dr, Gainesville, VA 20155 Property Records

Prince William County property record for 14804 Cartagena Dr, Gainesville, VA 20155

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,670 sqft · built 2006
Lot Size0.176 acres (7,645 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Mar 2026)
Tax Bill$6,923 (2024)
Deeds & MortgagesFeb 2025 Line of Credit
Mar 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7297-93-3463

Property Details

APN / Parcel Number

Primary APN7297-93-3463
Alternative APN
  • 240672

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,670 sqft Living Area
Gross Area3,826 sqft
1st Floor Area1,382 sqft
Basement Area1,254 sqft
Finished Basement1,098 sqft
Unfinished Basement156 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area7,645 sqft (0.176 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area232 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number240672
Street Address14804 CARTAGENA DR
CityGAINESVILLE
StateVA
Zip20155-1978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionHOPEWELLS LANDING SEC 1 L-52
Legal SubdivisionHOPEWELLS LANDING
Legal Block1
Legal Lot Number52
JurisdictionPRINCE WILLIAM VA
Township / Civil DivisionBRENTSVILLE
Census Block Group1
Census Block1007
Census Tract901508

Owner

14804 Cartagena Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Prince William County records, as of April 22, 2026

Owner of Record2 Individual Names on File
Mailing Address14804 CARTAGENA DR, GAINESVILLE, VA 20155-1978
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2025Deed of Trust, Mortgage · Line of Credit
APPLE FCU
Mar 5, 2026Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2026 · Amount on File
Deed SaleMar 5, 2026 · Amount on File
Prior SaleJun 26, 2012 · Amount on File
Deed Document Number202612794
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address14804 CARTAGENA DR, GAINESVILLE, VA 20155-1978
Transaction TypeMortgage
Record UpdatedApr 29, 2026
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4097 MONUMENT CORNER DR, FAIRFAX, VA 22030-8640

Mortgage

Document Number0000005991
DateFeb 4, 2025
Instrument202502040005991
Lender
NameAPPLE FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 30, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionPRINCE WILLIAM VA
Recording DateMar 5, 2026
Property Address14804 CARTAGENA DR, GAINESVILLE, VA 20155-1978
Document Number0000012794
Map ReferenceDOC 20041110-0191900
Instrument DateMar 3, 2026
Instrument202603050012794
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyPALLADIAN TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14804 CARTAGENA DR, GAINESVILLE, VA 20155-1978

Mortgage

Document Number0000012795
DateMar 5, 2026
Instrument202603050012795
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address14804 CARTAGENA DR, GAINESVILLE, VA 20155-1978
Document Number0000085131
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14804 CARTAGENA DR GAINESVILLE VA 201551978, GAINESVILLE, VA 20155-1978

Mortgage

Document Number0000085131
DateSep 18, 2020
Instrument85131
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 17, 2040

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyPrince William County
Unified School DistrictPrince William County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$780,000 Land $241,800 Building $538,200$780,000 Land $241,800 Building $538,200
2024$6,923.00 (+0.04%)
2023$6,920.00$665,100 Land $202,700 Building $462,400$665,100 Land $202,700 Building $462,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14804 Cartagena Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14804 Cartagena Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPWCSA - WEST
serves 136,409 people · EPA ID VA6153251
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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