14800 Lawrence 2103, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 14800 Lawrence 2103, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 2022
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,996 (May 2022)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094120000000003003`

Property Details

APN / Parcel Number

Primary APN	`094120000000003003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,717 sqft Living Area
1st Floor Area	1,717 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	77,537 sqft (1.78 acres)
Lot Dimensions	250 ft deep x 315 ft wide

Location & Zoning

Street Address	14800 LAWRENCE 2103
City	MOUNT VERNON
State	MO
Zip	65712-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3, CEDAR CREST ESTATES EX THE S34.16' THEREOF
Legal Range	26
Legal Township	28
Legal Section	20
Legal Subdivision	CEDAR CREST ESTATES
Legal Lot Number	3
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2045
Census Tract	470201

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14800 LAWRENCE 2103, MOUNT VERNON, MO 65712-7516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage THE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Deed Document Number	20222898
Deed Book / Page	458 / 2878
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	14800 LAWRENCE 2103, MOUNT VERNON, MO 65712-7516
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 US HIGHWAY 60 E, REPUBLIC, MO 65738-1955

Mortgage

Document Number	00457/1820
Date	Apr 1, 2021
Book Page	457/1820
Instrument	2021-00001827

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 18, 2022
Property Address	14800 LAWRENCE 2103, MOUNT VERNON, MO 65712-7516
Document Number	00458/2878
Book / Page	458 / 2878
Instrument Date	May 13, 2022
Instrument	2022-00002898
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14800 LAWRENCE 2103, MOUNT VERNON, MO 65712-7516
Investor	Possibly a Property Investor

Mortgage

Document Number	0004582879
Date	May 18, 2022
Instrument	458/2879

Lender

Name	THE BANK OF MISSOURI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.64%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3.64%
Max Rate At Change	5.64%
Index	1-Year CMT
Margin	3
Max Rate	9.64%

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,820 (-) Land $3,660 Building $52,160
2025	$2,743.00	$55,820 (+8.58%) Land $3,660 Building $52,160	$275,789 (+4.7%)
2024	$2,743.00 (+7.99%)
2023	$2,540.00 (+3,477.46%)	$51,410 Land $3,660 Building $47,750	$263,421
2022	$71.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK WOODS WATER COMPANY INC private · serves 80 people · EPA ID MO5031641
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Mediacom Xtream, Net Vision Communications.

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