14700 Lawrence 2103, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 14700 Lawrence 2103, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,521 sqft · built 2022
Lot Size	1.85 acres (80,940 sqft)
Owner	Individual Name on File
Last Sale	$303,461 (Oct 2026)
Tax Bill	$2,779 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094120000000003002`

Property Details

APN / Parcel Number

Primary APN	`094120000000003002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	80,940 sqft (1.85 acres)
Lot Dimensions	285 ft deep x 284 ft wide

Location & Zoning

Street Address	14700 LAWRENCE 2103
City	MOUNT VERNON
State	MO
Zip	65712-7517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2, CEDAR CREST ESTATES
Legal Range	26
Legal Township	28
Legal Section	20
Legal Subdivision	CEDAR CREST ESTATES
Legal Lot Number	2
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2045
Census Tract	470201

Owner

14700 Lawrence 2103 is owned and occupied by an individual who bought it in October 2026.

Source: Lawrence County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	14700 LAWRENCE 2103, MOUNT VERNON, MO 65712-7517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Apr 1, 2021	Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Jul 13, 2022 · Amount on File
Deed Document Number	20265421
Deed Book / Page	2026 / 5421
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Oct 2, 2026
Property Address	14700 LAWRENCE 2103, MOUNT VERNON, MO 65712-7517
Document Number	0000005421
Book / Page	2026 / 5421
Instrument Date	Oct 1, 2026
Instrument	20265421
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14700 LAWRENCE 2103, MOUNT VERNON, MO 65712-7517

Mortgage

Document Number	0000005422,
Date	Oct 2, 2026
Instrument	20265422

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	14700 LAWRENCE 2103, MOUNT VERNON, MO 65712-7517
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 US HIGHWAY 60 E, REPUBLIC, MO 65738-1955

Mortgage

Document Number	00457/1818
Date	Apr 1, 2021
Book Page	457/1818
Instrument	2021-00001825

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 13, 2022
Property Address	14700 LAWRENCE 2103, MOUNT VERNON, MO 65712-7517
Document Number	00458/4053
Book / Page	458 / 4053
Instrument Date	Jul 11, 2022
Instrument	2022-00004078
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14700 LAWRENCE 2103, MOUNT VERNON, MO 65712-7517

Mortgage

Document Number	0004584054
Date	Jul 13, 2022
Instrument	458/4054

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 14700 Lawrence 2103 was $2,779.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,550 (-) Land $2,150 Building $54,400
2025	$2,779.00	$56,550 Land $2,150 Building $54,400	$269,526
2024	$2,779.00 (+9.84%)
2023	$2,530.00 (+2,711.11%)	$51,210 Land $2,150 Building $49,060	$269,526
2022	$90.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14700 Lawrence 2103 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14700 Lawrence 2103 is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK WOODS WATER COMPANY INC private · serves 80 people · EPA ID MO5031641
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Mediacom Xtream, Net Vision Communications.

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