Hancock County property record for 1475 State St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,456 sqft · built 1977 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2019) |
| Tax Bill | $3,484 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2118000340 |
| Primary APN | 2118000340 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,104 sqft |
| Finished Basement | 132 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.258 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1475 STATE ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FORD ADD LOT 34 |
| Legal Subdivision | FORD ADDITION |
| Legal Lot Number | 34 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 270100 |
Source: Hancock County assessment roll, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1475 STATE ST, GARNER, IA 50438-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on Record |
| Deed Sale | Jun 4, 2019 · Amount on Record |
| Prior Sale | Dec 2, 2011 · Amount on Record |
| Deed Document Number | 2019944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jun 4, 2019 |
| Property Address | 1475 STATE ST, GARNER, IA 50438-1941 |
| Document Number | 190944 |
| Instrument Date | May 22, 2019 |
| Instrument | 19-0944 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1475 STATE ST, GARNER, IA 50438-1941 |
| Document Number | 191046 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 19-1046 |
| Name | FIRST SECURITY BANK & TRUST CO |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2044 |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,484.00 Homeowner's exemption | $267,410 (+7.7%) Land $34,930 Building $232,480 | $267,410 (+7.7%) Land $34,930 Building $232,480 |
| 2024 | $3,484.00 (-0.06%) | ||
| 2023 | $248,290 (+14.44%) Land $24,950 Building $223,340 | $248,290 (+14.44%) Land $24,950 Building $223,340 | |
| 2022 | $3,486.00 Homeowner's exemption | $216,970 Land $24,950 Building $192,020 | |
| 2021 | $216,970 Land $24,950 Building $192,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Communications 1 Network Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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