Westerly Town property record for 148 Winnapaug Rd, Westerly, RI 02891 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,846 sqft · built 1986 |
| Lot Size | 0.367 acres (15,971 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,695 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:139 B:30 |
| Primary APN | WEST M:139 B:30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 3,624 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,971 sqft (0.367 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 19130209 |
|---|---|
| Street Address | 148 WINNAPAUG RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 30 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 50902 |
Source: Westerly Town records · APN WEST M:139 B:30
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 WINNAPAUG RD, WESTERLY, RI 02891-3535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 148 WINNAPAUG RD, WESTERLY, RI 02891-3535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018-5278 |
|---|---|
| Date | Apr 09, 2018 |
| Book Page | 2018/5278 |
| Instrument | 1335 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 148 WINNAPAUG RD, WESTERLY, RI 02891-3535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-1695 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 2021/1695 |
| Instrument | 2021-399 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2046 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,695.00 (+10.7%) | $519,700 (+49.77%) Land $213,800 Building $305,900 |
| 2023 | $3,338.00 (+0.63%) | $347,000 (-) Land $123,400 Building $223,600 |
| 2022 | $3,317.00 | $347,000 Land $123,400 Building $223,600 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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