143 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 143 Winnapaug Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 2,358 sqft · built 1975
Lot Size	0.479 acres (20,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Mar 2022)
Tax Bill	$4,991 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:139 B:35`

Property Details

APN / Parcel Number

Primary APN	`WEST M:139 B:35`
Alternative APNs	`M:139 B:35 L` `18040705`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,358 sqft Living Area
Gross Area	5,124 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,871 sqft (0.479 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18040705
Street Address	143 WINNAPAUG RD
City	WESTERLY
State	RI
Zip	02891-3523
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	35
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3025
Census Tract	50902

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CHARDONNAY RD, CORTLANDT MANOR, NY 10567-5131
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY TRUST COMPANY
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY TRUST COMPANY
Mar 31, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Nov 2, 1999 · Amount on Record
Deed Document Number	20221499
Deed Book / Page	2022 / 6436
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	143 WINNAPAUG RD, WESTERLY, RI 02891-3523
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021-7260
Date	Mar 18, 2021
Book Page	2021/7260
Instrument	2021-1605

Lender

Name	EQUITY TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	143 WINNAPAUG RD, WESTERLY, RI 02891-3523
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-25120
Date	Oct 7, 2021
Book Page	2021/25120
Instrument	2021-5630

Lender

Name	EQUITY TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 31, 2022
Property Address	143 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	02022-6436
Book / Page	2022 / 6436
Instrument Date	Mar 15, 2022
Instrument	2022-1499
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CHARDONNAY RD, CORTLANDT MANOR, NY 10567-5131

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,991.00 (+5.47%)	$701,900 (+42.69%) Land $230,500 Building $471,400
2023	$4,732.00 (+27.1%)	$491,900 (+26.32%) Land $133,100 Building $358,800
2022	$3,723.00	$389,400 Land $119,800 Building $269,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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