137 Willow St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 137 Willow St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,371 sqft · built 1920
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Mar 2013)
Tax Bill	$5,249 (2026)
Deeds & Mortgages	Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`172 0000 0028 A`

Property Details

APN / Parcel Number

Primary APN	`172 0000 0028 A`
Alternative APN	`LAWR M:0172 B:0000 L:0028`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,371 sqft Living Area
Gross Area	4,462 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	172 0000 0028 A
Street Address	137 WILLOW ST
City	LAWRENCE
State	MA
Zip	01841-1607
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	28
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2005
Census Tract	250400

Owner

137 Willow St, a duplex, is owned by an individual who bought it in March 2013.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	112 ARLINGTON ST, LAWRENCE, MA 01841-1634
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2013 · Amount on File
Deed Sale	Mar 21, 2013 · Amount on File
Prior Sale	Sep 24, 2001 · Amount on File
Deed Book / Page	13393 / 198
Transfer Doc	013393-198
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	137 WILLOW ST, LAWRENCE, MA 01841-1607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017316-338
Date	Jan 20, 2022
Book Page	17316/338
Instrument	1654

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 137 Willow St was $5,249, up 2.9% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,249.00 (+2.86%)	$607,500 (+4.76%) Land $120,800 Building $486,700	$676,987
2025	$5,103.00 (+4.1%)	$579,900 (+9.44%) Land $120,800 Building $459,100
2024	$4,902.00 (-3.6%)	$529,900 (+5.87%) Land $126,800 Building $403,100
2023	$5,085.00	$500,500 Land $122,500 Building $378,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	67 (1984–2020)
Claims Outside the SFHA	13 of 67
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, May 2006 · 30 claims Severe Storms & Flooding, Apr 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 137 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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