Branch County property record for 148 Walnut St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,202 sqft |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (Jan 2024) |
| Tax Bill | $2,832 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-193-00 |
| Primary APN | 304-000-000-193-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,202 sqft Building Perimeter |
| 1st Floor Area | 770 sqft |
| Basement Area | 372 sqft |
| Unfinished Basement | 372 sqft |
| Lot Area | 8,276 sqft (0.19 acres) |
|---|---|
| Garage Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 148 WALNUT ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON W LI WALNUT ST 357 3/4 FT S OF N LI OF SW 1/4 SEC 21 TH S ON W LI WALNUT ST 3 RDS TH W 10 RDS TH N 3 RDS TH E 10 RDS |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 455 W CHICAGO ST, COLDWATER, MI 49036-1802 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST |
| Apr 11, 2024 | Warranty Deed, Transfer · Line of Credit CENTURY BANK & TRUST |
| Apr 23, 2024 | Assignment of Agreement of Sale, Transfer |
| Jan 26, 2024 | Warranty Deed, Transfer |
| Sep 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 16, 2018 | Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Mar 16, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Feb 27, 2017 | Land Contract, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Mar 16, 2018 · Amount on Record |
| Deed Document Number | 2024389 |
| Prior Transfer Date | May 11, 2016 |
| Prior Transfer Doc | 201603176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 148 WALNUT ST, COLDWATER, MI 49036-1838 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 455 W CHICAGO ST, COLDWATER, MI 49036-1802 |
| Investor | Possibly a Property Investor |
| Document Number | 0202600766 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-00766 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 100 W CHICAGO ST, COLDWATER, MI 49036 |
| Type | Commercial Mortgage |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 11, 2024 |
| Property Address | 148 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 0202401546 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024-01546 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 461 WARREN RD, COLDWATER, MI 49036-7516 |
| Name | Verified Name |
|---|---|
| Address | 455 W CHICAGO ST, COLDWATER, MI 49036-1802 |
| Document Number | 0202401547 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 2024-01547 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Assignment of Agreement of Sale |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 23, 2024 |
| Property Address | 148 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 0202402183 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024-02183 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 W CHICAGO ST, COLDWATER, MI 49036-1802 |
| Name | Verified Name |
|---|---|
| Address | 100 EST CHICAGO STREET, COLDWATER, MI 49036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 26, 2024 |
| Property Address | 148 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 0202400389 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024-00389 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1102 CAMPBELL RD, QUINCY, MI 49082-9728 |
| Name | Verified Name |
|---|---|
| Address | 461 WARREN RD, COLDWATER, MI 49036-7516 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 148 WALNUT ST, COLDWATER, MI 49036-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202006268 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-06268 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 16, 2018 |
| Property Address | 148 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 201801550 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 2018-01550 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Tax | $301.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 WALNUT ST, 148, COLDWATER, MI 49036-1838 |
| Name | Verified Name |
|---|---|
| Address | 995 E GIRARD RD, QUINCY, MI 49082-9416 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 16, 2018 |
| Property Address | 148 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 201801551 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 2018-01551 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $838.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 995 E GIRARD RD # RD, 995, QUINCY, MI 49082-9416 |
| Name | Verified Name |
|---|---|
| Address | 1102 CAMPBELL RD, QUINCY, MI 49082-9728 |
| Investor | Possibly a Property Investor |
| Document Number | 201801552 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2018-01552 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 27, 2017 |
| Property Address | 148 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 201701214 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017-01214 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 WALNUT ST, 148, COLDWATER, MI 49036-1838 |
| Name | Verified Name |
|---|---|
| Address | 995 E GIRARD RD, QUINCY, MI 49082-9416 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,900 (+7.66%) | $151,800 (+7.66%) | |
| 2025 | $2,832.00 (+35.76%) | $70,500 (+10.59%) | $141,000 (+10.59%) |
| 2024 | $2,086.00 | ||
| 2023 | $63,750 | $127,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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