Branch County property record for 138 Walnut St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,765 sqft |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (May 2024) |
| Tax Bill | $3,517 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-191-00 |
| Primary APN | 304-000-000-191-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,765 sqft Building Perimeter |
| 1st Floor Area | 1,078 sqft |
| Basement Area | 735 sqft |
| Unfinished Basement | 735 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 138 WALNUT ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON W LI WALNUT ST 250 3/4 FT S FROM PT WHERE N LI OF SW 1/4 NE 1/4 SEC 21 INTERSECTS THE W LI WALNUT ST TH S 57 1/2 FT TH |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 951600 |
Source: Branch County records · APN 304-000-000-191-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 HENRY ST, COLDWATER, MI 49036-1304 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Feb 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | Apr 12, 2017 · Amount on Record |
| Deed Document Number | 20242761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 12, 2026 |
| Property Address | 138 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 0202600833 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026-00833 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,631.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 W CHICAGO ST, COLDWATER, MI 49036-1677 |
| Name | Verified Name |
|---|---|
| Address | 138 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 138 WALNUT ST, COLDWATER, MI 49036-1838 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 138 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 0202201092 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022-01092 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 12, 2017 |
| Property Address | 138 WALNUT ST, COLDWATER, MI 49036-1838 |
| Document Number | 201702646 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 2017-02646 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 MOUNTAIN VIEW RD, 321, BERTHOUD, CO 80513 |
| Name | Verified Name |
|---|---|
| Address | 346 N HUDSON ST, COLDWATER, MI 49036-1138 |
| Document Number | 201702647 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 2017-02647 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,600 (+11.48%) | $195,200 (+11.48%) | |
| 2025 | $3,517.00 (+44.85%) | $87,550 | $175,100 |
| 2024 | $2,428.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 287 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER serves 13,822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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