148 Union St, Tracy, MN 56175 Property Records

Lyon County property record for 148 Union St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1942
Lot Size	0.102 acres (4,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,800 (Feb 2018)
Tax Bill	$1,284 (2026)
Deeds & Mortgages	Dec 2020 Transfer Feb 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`31-122003-0`

Property Details

APN / Parcel Number

Primary APN	`31-122003-0`

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	4,473 sqft (0.102 acres)

Location & Zoning

Street Address	148 UNION ST
City	TRACY
State	MN
Zip	56175-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENNINGS ADDITION 01010001 COM 200 FT FROM NW COR RUN E 50 FT LOT 1 BLK 1
Legal Subdivision	HENNINGS ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3008
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17585 ASPEN AVE, TRACY, MN 56175-1919
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Transfer on Death Deed, Transfer
Feb 9, 2018	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	2018215174
Last Transfer Date	Dec 4, 2020
Transfer Doc	221997
Record Updated	Oct 29, 2026

December 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LYON MN
Recording Date	Dec 9, 2020
Property Address	148 UNION ST, TRACY, MN 56175-1521
Document Number	221997
Instrument Date	Dec 4, 2020
Instrument	221997
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	LYON MN
Recording Date	Feb 9, 2018
Property Address	148 UNION ST, TRACY, MN 56175-1521
Document Number	215174
Instrument Date	Feb 9, 2018
Instrument	215174
Transaction Type	Foreclosure
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$58.74
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17585 ASPEN AVE, TRACY, MN 56175-1919

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,284.00 (+7.9%)	$63,300 (+3.6%) Land $3,200 Building $60,100	$63,300 (+3.6%) Land $3,200 Building $60,100
2025	$1,190.00 (+32.22%)	$61,100 (+38.86%) Land $3,200 Building $57,900	$61,100 (+38.86%) Land $3,200 Building $57,900
2023	$900.00	$44,000 Land $2,100 Building $41,900	$44,000 Land $2,100 Building $41,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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