136 Union St, Tracy, MN 56175 Property Records

Lyon County property record for 136 Union St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1898
Lot Size	0.205 acres (8,947 sqft)
Owner	2 Individual Names on File
Last Sale	$69,900 (Jul 2018)
Tax Bill	$1,496 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-122001-0`

Property Details

APN / Parcel Number

Primary APN	`31-122001-0`

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Lot Area	8,947 sqft (0.205 acres)

Location & Zoning

Street Address	136 UNION ST
City	TRACY
State	MN
Zip	56175-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENNINGS ADDITION 01010001 COM 100' E OF W COR S 89.5' E 100' N 89.5' W 100' TO BEG PT LOT 1 BLK 1
Legal Subdivision	HENNINGS ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3008
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	136 UNION ST, TRACY, MN 56175-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Jul 17, 2018	Warranty Deed, Transfer · FHA Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Jul 16, 2012 · Amount on File
Deed Document Number	2018216311
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	136 UNION ST, TRACY, MN 56175-1521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10140
Date	Dec 14, 2020
Instrument	10140

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jul 17, 2018
Property Address	136 UNION ST, TRACY, MN 56175-1521
Document Number	216311
Instrument Date	Jul 5, 2018
Instrument	216311
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 UNION ST, TRACY, MN 56175-1521

Mortgage

Document Number	216312
Date	Jul 17, 2018
Instrument	216312

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,496.00 (+30.77%)	$108,700 (+3.72%) Land $4,800 Building $103,900	$108,700 (+3.72%) Land $4,800 Building $103,900
2025		$104,800 (+16.19%) Land $4,800 Building $100,000	$104,800 (+16.19%) Land $4,800 Building $100,000
2023	$1,144.00	$90,200 Land $5,800 Building $84,400	$90,200 Land $5,800 Building $84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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