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148 Timber Ln, Palatka, FL 32177 Property Records

Putnam County property record for 148 Timber Ln, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,327 sqft · built 1983
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Mar 2004)
Tax Bill$5,318 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN16-10-26-8040-0000-0320

Property Details

APN / Parcel Number

Primary APN16-10-26-8040-0000-0320
Alternative APN
  • 53817

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,327 sqft Living Area
Gross Area1,999 sqft
1st Floor Area1,427 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood Siding
Roof TypeGable/Hip
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions210 ft deep x 115 ft wide
Garage TypeAttached
Garage Area572 sqft
PorchFinished/Open Porch
Porch Area528 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number53817
Street Address148 TIMBER LN
CityPALATKA
StateFL
Zip32177-8574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROUND LAKE PARK S/D MB6 P10, LOT 32
Legal Range26E
Legal Township10S
Legal Section16
Legal SubdivisionROUND LAKE PARK SUB
Legal Lot Number32
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2037
Census Tract950600

Owner

Source: Putnam County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address136 TIMBER LN, PALATKA, FL 32177-8574
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2004 · Amount on Record
Deed SaleMar 1, 2004 · Amount on Record
Deed Document Number2004491791
Deed Book / Page972 / 201
Last Transfer DateFeb 16, 2016
Transfer Doc0014320714
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Recording DateAug 10, 2026
Property Address148 TIMBER LN, PALATKA, FL 32177-8574
Document Number0000019824
Book / Page1883 / 170
Instrument DateAug 10, 2026
Instrument202619824
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 TIMBER LN, PALATKA, FL 32177-8574

Mortgage

Document Number0000019824,
DateAug 10, 2026
Book Page1883/170
Instrument202619824
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,318.00 (-2.03%)$296,470 (-6.28%) Land $53,820 Building $242,650$296,470 (-6.28%) Land $53,820 Building $242,650
2023$5,428.00 (+163.62%)$316,340 (+106.04%)$316,340 (+17.08%) Land $53,820 Building $262,520
2022$2,059.00 Homeowner's exemption$153,530$270,200 Land $47,090 Building $223,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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