144 Timber Ln, Palatka, FL 32177 Property Records

Putnam County property record for 144 Timber Ln, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,288 sqft · built 1979
Lot Size	0.554 acres (24,150 sqft)
Owner	2 Individual Names on File
Last Sale	$410,100 (Jun 2022)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-10-26-8040-0000-0300`

Property Details

APN / Parcel Number

Primary APN	`16-10-26-8040-0000-0300`
Alternative APN	`53815`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,288 sqft Living Area
1st Floor Area	2,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	24,150 sqft (0.554 acres)
Lot Dimensions	210 ft deep x 115 ft wide
Garage Area	600 sqft
Porch	Finished/Open Porch
Porch Area	25 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	53815
Street Address	144 TIMBER LN
City	PALATKA
State	FL
Zip	32177-8574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROUND LAKE PARK S/D MB6 P10 (LOT 30 NOT INCLUDED IN THIS PLAT) OR363 P1672
Legal Range	26E
Legal Township	10S
Legal Section	16
Legal Subdivision	ROUND LAKE PARK SUB
Legal Lot Number	30
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2037
Census Tract	950600

Owner

144 Timber Ln is owned and occupied by two individuals who acquired it in June 2025.

Source: Putnam County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	144 TIMBER LN, PALATKA, FL 32177-8574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage LENDERSELECT MORTGAGE GROUP
Apr 21, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Dec 9, 2020 · Amount on File
Deed Document Number	202214237
Deed Book / Page	1672 / 301
Last Transfer Date	Jun 20, 2025
Transfer Doc	0018201279
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 7, 2022
Property Address	144 TIMBER LN, PALATKA, FL 32177-8574
Document Number	0016720301
Book / Page	1672 / 301
Instrument Date	Jun 3, 2022
Instrument	202254014237
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 TIMBER LN, PALATKA, FL 32177-8574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 TIMBER LN, PALATKA, FL 32177-8574

Mortgage

Document Number	0016720801
Date	Jun 8, 2022
Book Page	1672/801
Instrument	202254014388

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 9, 2020
Property Address	144 TIMBER LN, PALATKA, FL 32177-8574
Document Number	0015990771
Book / Page	1599 / 771
Instrument Date	Dec 8, 2020
Instrument	202054022288
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 TIMBER LN, 144, PALATKA, FL 32177-8574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 TIMBER LN, PALATKA, FL 32177-8574

Mortgage

Document Number	1599774
Date	Dec 9, 2020
Instrument	1599/774

Lender

Name	LENDERSELECT MORTGAGE GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	144 TIMBER LN, PALATKA, FL 32177-8574
Document Number	0014720486
Book / Page	001472 / 000486
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 TIMBER LN PALATKA FL 321778574, PALATKA, FL 32177-8574

Mortgage

Document Number	0014720486
Date	Apr 28, 2017
Book Page	001472/000486
Instrument	54007682

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 27, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 144 Timber Ln was $4,317.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00	$277,470	$312,580 Land $53,820 Building $258,760
2023	$3,874.00 (+33.82%) Homeowner's exemption	$261,800 (+27.34%)	$321,020 (+16.36%) Land $53,820 Building $267,200
2022	$2,895.00 Homeowner's exemption	$205,590	$275,890 Land $47,090 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Timber Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Timber Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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