148 Summit Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 148 Summit Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1926
Lot Size	0.122 acres (5,330 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Jul 2014)
Tax Bill	$1,554 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8913-27-430-019`

Property Details

APN / Parcel Number

Primary APN	`8913-27-430-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft
Basement Area	922 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,330 sqft (0.122 acres)
Lot Dimensions	130 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	148 SUMMIT AVE
City	WATERLOO
State	IA
Zip	50701-2758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JENKS AND MCQUILKINS SUBDIV LOT 11
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	JENKS AND MCQUILKINS SUBDIV
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3003
Census Tract	1400

Owner

Source: Black Hawk County records · APN 8913-27-430-019

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 SUMMIT AVE, WATERLOO, IA 50701-2758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2014 · Amount on Record
Deed Sale	Jul 09, 2014 · Amount on Record
Prior Sale	Dec 01, 2005 · Amount on Record
Deed Document Number	2014201500000484
Prior Transfer Date	Dec 02, 2005
Prior Transfer Doc	2006014216
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,554.00 Homeowner's exemption	$106,390 (+13.46%) Land $12,050 Building $94,340	$106,390 (+13.46%) Land $12,050 Building $94,340
2024	$1,554.00 (-3.48%)
2023		$93,770 (+14.14%) Land $12,050 Building $81,720	$93,770 (+14.14%) Land $12,050 Building $81,720
2022	$1,610.00 Homeowner's exemption	$82,150 Land $12,050 Building $70,100
2021			$82,150 Land $12,050 Building $70,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon.

Based on FCC filings for 416 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.