146 Summit Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 146 Summit Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1919
Square Footage960 sqft Living Area
Lot Size5,330 sqft (0.122 acres)
Last Sale$100,000 (2013)
Tax Bill$2,233.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-27-430-018

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Basement Area960 sqft Basement
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,330 sqft (0.122 acres)
Depth X Width130 ft x 41 ft Depth x Width
Deck Area160 sqft Deck
Patio Area160 sqft Patio
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address146 SUMMIT AVE
CityWATERLOO
StateIA
Zip50701-2758
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJENKS AND MCQUILKINS SUBDIV LOT 10
Legal Range13W
Legal Township89N
Legal Section27
Legal SubdivisionJENKS AND MCQUILKINS SUBDIV
Legal Lot Number10
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup3
Census Block3003
Census Tract1400

Owner

Source: Black Hawk County records · APN 8913-27-430-018

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address237 PROSPECT AVE, WATERLOO, IA 50703-4243
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2019Deed of Trust, Mortgage · Stand Alone Refinance
LINCOLN SAVINGS BANK
Jan 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
DOMINION FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 2013 · Amount on Record
Deed SaleJan 22, 2013 · Amount on Record
Prior SaleJan 25, 2005 · Amount on Record
Deed Doc Number201315356
Last Transfer DateOct 05, 2015
Transfer Doc2016000069
Record RefreshedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address146 SUMMIT AVE, WATERLOO, IA 50701-2758
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000000538
DateJul 09, 2019
Instrument202000000538
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address146 SUMMIT AVE, WATERLOO, IA 50701-2758
Transaction TypeMortgage
Record UpdatedAug 09, 2022
Title CompanyTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 PROSPERT AVENUE, WATERLOO, IA 50703-4243

Mortgage

Document Number202200015390
DateJan 28, 2022
Instrument202200015390
Lender
NameDOMINION FINANCIAL SERVICES LLC
TypeFunding / Finance Company
AddressBALTIMORE, MD 21202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,233.00 (-2.32%)$98,490 (+11.4%) Land $12,050 Building $86,440$98,490 (+11.4%) Land $12,050 Building $86,440
2024$2,286.00 (+30.78%)
2023$88,410 (+11.14%) Land $12,050 Building $76,360$88,410 (+11.14%) Land $12,050 Building $76,360
2022$1,748.00$79,550 Land $12,050 Building $67,500
2021$79,550 Land $12,050 Building $67,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 24% of Iowa
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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