148 Shepherd Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 148 Shepherd Ave, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details3,240 sqft · built 1945
Lot Size0.207 acres (8,999 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (May 2021)
Tax Bill$11,660 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-00106-0000-00016

Property Details

APN / Parcel Number

Primary APN10-00106-0000-00016
Alternative APN
  • 100010600016

Interior

Stories2 Stories
Building Area3,240 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Construction TypeFrame
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions180 ft deep x 50 ft wide

Location & Zoning

Street Address148 SHEPHERD AVE
CityMIDDLESEX
StateNJ
Zip08846-1149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description50X180
Legal SubdivisionMOUNTAIN VIEW PARK
Legal Block106
Legal Lot Number16
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group2
Census Block2023
Census Tract101

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00106-0000-00016

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address148 SHEPHERD AVE, MIDDLESEX, NJ 08846-1149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 18, 2021Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 18, 2021Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Prior SaleJan 08, 2013 · Amount on Record
Deed Document Number202166810
Deed Book / Page18448 / 765
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address148 SHEPHERD AVE, MIDDLESEX, NJ 08846-1149
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000012336
DateMar 01, 2023
Book Page19159/1234
Instrument2023012336
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2043

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateMay 18, 2021
Property Address148 SHEPHERD AVE, MIDDLESEX, NJ 08846-1149
Document Number2021066810
Book / Page18448 / 765
Instrument DateJan 20, 2021
Instrument2021066810
Transaction TypeTransfer
Record UpdatedJun 04, 2021
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,599.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address429 MERMAID DR, 429, MANAHAWKIN, NJ 08050-1274

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 SHEPHERD AVE, MIDDLESEX, NJ 08846-1149

Mortgage

Document Number2021066811
DateMay 18, 2021
Instrument2021066811
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2051

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateMay 18, 2021
Property Address148 SHEPHERD AVE, MIDDLESEX, NJ 08846-1149
Document Number0000066810
Book / Page18448 / 765
Instrument DateJan 20, 2021
Instrument2021066810
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,599.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address429 MERMAID DR, MANAHAWKIN, NJ 08050-1274

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 SHEPHERD AVE, MIDDLESEX, NJ 08846-1149
InvestorPossibly a Property Investor

Mortgage

Document Number0000066811
DateMay 18, 2021
Instrument2021066811
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$627,000 (+14%) Land $152,900 Building $474,100$627,000 (+14%) Land $152,900 Building $474,100
2025$11,660.00 (-7.42%)$550,000 (+1.05%) Land $152,900 Building $397,100$550,000 (+1.05%) Land $152,900 Building $397,100
2024$12,595.00 (+16.62%)
2023$544,300 Land $152,900 Building $391,400$544,300 Land $152,900 Building $391,400
2022$10,800.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1999–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 435 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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