120 Shepherd Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 120 Shepherd Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,709 sqft · built 1935
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jan 2017)
Tax Bill	$11,001 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00107-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`10-00107-0000-00020`
Alternative APN	`100010700020`

Interior

Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,709 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide

Location & Zoning

Street Address	120 SHEPHERD AVE
City	MIDDLESEX
State	NJ
Zip	08846-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	50X180
Legal Subdivision	MOUNTAIN VIEW PARK
Legal Block	107
Legal Lot Number	20
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2026
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00107-0000-00020

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 SHEPHERD AVE, MIDDLESEX, NJ 08846-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2017 · Amount on Record
Deed Sale	Jan 14, 2017 · Amount on Record
Prior Sale	Aug 05, 1991
Deed Document Number	2017450
Deed Book / Page	6921 / 117
Record Updated	Sep 20, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 14, 2017
Property Address	120 SHEPHERD AVE, MIDDLESEX, NJ 08846-1148
Document Number	0000001022
Book / Page	006921 / 000117
Instrument Date	Nov 30, 2016
Instrument	1022
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 SHEPHERD AVE MIDDLESEX NJ 088461148, MIDDLESEX, NJ 08846-1148

Mortgage

Document Number	1539
Date	Jan 14, 2017
Book Page	016626/000688
Instrument	1539

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,100 (+7.17%) Land $152,900 Building $403,200	$556,100 (+7.17%) Land $152,900 Building $403,200
2025	$11,001.00 (+14.73%)	$518,900 (+25.22%) Land $152,900 Building $366,000	$518,900 (+25.22%) Land $152,900 Building $366,000
2024	$9,589.00 (+14.33%)
2023		$414,400 Land $152,900 Building $261,500	$414,400 Land $152,900 Building $261,500
2022	$8,387.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230001012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 435 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ2004002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.