148 S Elder Ln, Decatur, IL 62522 Property Records

Macon County property record for 148 S Elder Ln, Decatur, IL 62522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,378 sqft · built 1962
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Mar 2022)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-17-255-007`

Property Details

APN / Parcel Number

Primary APN	`04-12-17-255-007`
Alternative APN	`12-17-255-007`

Interior

Full Baths	2 Baths
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	66 ft deep x 125 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041217255007
Street Address	148 S ELDER LN
City	DECATUR
State	IL
Zip	62522-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0008 B 00 WESTVIEW 3RD ADD 125X66
Legal Subdivision	WESTVIEW 3RD ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1033
Census Tract	1500

Owner

148 S Elder Ln is owned and occupied by an individual who bought it in March 2022.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	148 S ELDER LN, DECATUR, IL 62522-1845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	20221993792
Deed Book / Page	4883 / 983
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Mar 16, 2022
Property Address	148 S ELDER LN, DECATUR, IL 62522-1845
Document Number	004883/983
Book / Page	4883 / 983
Map Reference	BK 1405 PG 9
Instrument Date	Mar 11, 2022
Instrument	1993792
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19937934883984
Date	Mar 16, 2022
Instrument	19937934883984

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	3.88%

Tax Assessment & Valuation

The 2025 property tax bill for 148 S Elder Ln was $3,739 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,739.00	$46,068 Land $5,241 Building $40,827	$138,218 Land $15,725 Building $122,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 S Elder Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Aug 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 S Elder Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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