124 S Elder Ln, Decatur, IL 62522 Property Records

Macon County property record for 124 S Elder Ln, Decatur, IL 62522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1966
Lot Size	0.227 acres (9,875 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Jul 2018)
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-17-255-003`

Property Details

APN / Parcel Number

Primary APN	`04-12-17-255-003`
Alternative APN	`12-17-255-003`

Interior

Full Baths	2 Baths
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,875 sqft (0.227 acres)
Lot Dimensions	79 ft deep x 125 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041217255003
Street Address	124 S ELDER LN
City	DECATUR
State	IL
Zip	62522-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0004 B 00 WESTVIEW 3RD ADD S 25 LOT 3 & N 54 LOT 04BK3493/997 125X79
Legal Subdivision	WESTVIEW 3RD ADD
Legal Lot Number	3-4
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1033
Census Tract	1500

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	124 S ELDER LN, DECATUR, IL 62522-1845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Oct 1, 1989 · Amount on Record
Deed Document Number	20181935260
Deed Book / Page	4631 / 94
Record Updated	Sep 20, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Jul 12, 2018
Property Address	124 S ELDER LN, DECATUR, IL 62522-1845
Document Number	4631/94
Book / Page	4631 / 94
Map Reference	PB 1405 PG 9
Instrument Date	Jul 10, 2018
Instrument	1935260
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	MACON COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 S ELDER LN, DECATUR, IL 62522-1845

Mortgage

Document Number	4631/95
Date	Jul 12, 2018
Book Page	4631/95
Instrument	1935261

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,667.00	$45,296 Land $6,273 Building $39,023	$135,902 Land $18,821 Building $117,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Aug 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on S Elder Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures