148 Rusty Gans Dr, Panama City, FL 32408 Property Records

Bay County property record for 148 Rusty Gans Dr, Panama City, FL 32408 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,713 sqft · built 1981
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Dec 2016)
Tax Bill	$2,966 (2025)
Flood Zone	Zone X (moderate risk)
APN	`30197-799-000`

Property Details

APN / Parcel Number

Primary APN	`30197-799-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,713 sqft Living Area
Gross Area	2,209 sqft Gross Area
1st Floor Area	1,449 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	165 ft deep x 90 ft wide
Driveway	Driveway
Garage Type	Attached
Garage Area	496 sqft Garage

Exterior Amenities

Lawn Sprinklers	Lawn Sprinklers
Patio Area	216 sqft Patio
Porch	Florida Room
Porch Area	344 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 RUSTY GANS DR
City	PANAMA CITY
State	FL
Zip	32408-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND LAGOON SHORES UNIT 2 LOT 14 BLK B ORB 3860 P 1548
Legal Range	15W
Legal Township	04S
Legal Section	06
Legal Subdivision	GRAND LAGOON SHORES
Legal Block	B
Legal Lot Number	14
Legal Unit	2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1008
Census Tract	2604

Owner

Source: Bay County records · APN 30197-799-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 RUSTY GANS DR, PANAMA CITY, FL 32408-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Prior Sale	May 03, 2011
Deed Document Number	201670921
Deed Book / Page	3860 / 1548
Prior Transfer Date	Dec 15, 2016
Prior Transfer Doc	0038601549
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,966.00 (+7.58%)	$238,726 (+20.72%)	$244,719 (+23.75%) Land $90,287 Building $154,432
2024	$2,757.00 (+9.75%)
2023	$2,512.00 (+18.16%)	$197,749 (+9.64%) Land $76,280 Building $121,469	$197,749 (+9.64%) Land $76,280 Building $121,469
2022	$2,126.00	$180,361 Land $69,812 Building $110,549	$180,361 Land $69,812 Building $110,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.