148 RIVER BREEZE DR # 55, 55, CHARLESTON, SC 29407-5687
Mortgage
Document Number
0001138440
Date
Sep 20, 2022
Instrument
1138/440
Lender
Name
JPMORGAN CHASE BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2052
June 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CHARLESTON SC
Property Address
148 RIVER BREEZE DR, CHARLESTON, SC 29407-5687
Document Number
0896/0076
Instrument Date
Jun 26, 2020
Transaction Type
Mortgage
Record Updated
Aug 6, 2020
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
148 RIVER BREEZE DR #55 CHARLESTON SC 294075687, 55, CHARLESTON, SC 29407-5687
Mortgage
Document Number
0896/0076
Date
Jul 9, 2020
Book Page
000896/000076
Lender
Name
TRADITIONAL BK
Type
Bank
Address
MOUNT STERLING, KY 40353
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jul 8, 2050
July 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CHARLESTON SC
Recording Date
Jul 9, 2020
Property Address
148 RIVER BREEZE DR, CHARLESTON, SC 29407-5687
Document Number
0896/0075
Book / Page
000896 / 000075
Instrument Date
Jun 24, 2020
Transaction Type
Transfer
Record Updated
Aug 11, 2020
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$275.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
148 RIVER BREEZE DR #55 CHARLESTON SC 294075687, 55, CHARLESTON, SC 29407-5687
Mortgage
Document Number
896/0076
Date
Jul 9, 2020
Book Page
000896/000076
Lender
Name
TRADITIONAL BK
Type
Bank
Address
MOUNT STERLING, KY 40353
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 8, 2050
April 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
CHARLESTON SC
Recording Date
Apr 13, 2018
Property Address
148 RIVER BREEZE DR, CHARLESTON, SC 29407-5687
Document Number
0711/0438
Book / Page
000711 / 000438
Instrument Date
Apr 11, 2018
Transaction Type
Transfer
Record Updated
May 4, 2018
Title Company
COOPERATIVE TITLE LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$225.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
148 RIVER BREEZE DR CHARLESTON SC 294075687, CHARLESTON, SC 29407-5687
Mortgage
Document Number
711/0439
Date
Apr 13, 2018
Book Page
000711/000439
Lender
Name
AMERIS BK
Type
Bank
Address
MARIETTA, GA 30067
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 12, 2048
September 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CHARLESTON SC
Property Address
148 RIVER BREEZE DR, CHARLESTON, SC 29407-5687
Document Number
0668/0412
Book / Page
000668 / 000412
Instrument Date
Sep 21, 2017
Transaction Type
Mortgage
Record Updated
Oct 24, 2017
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
148 RIVER BREEZE DR CHARLESTON SC 294075687, CHARLESTON, SC 29407-5687
Mortgage
Document Number
0668/0412
Date
Sep 26, 2017
Book Page
000668/000412
Lender
Name
SOUTH CAROLINA FCU
Address
N CHARLESTON, SC 29419-9012
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
240 Months
Due
Sep 25, 2037
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 148 River Breeze Dr was $2,285, down 0.1% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
Property Jurisdictions
Type
Name
State
South Carolina
County
Charleston County
Municipality
Charleston City
Unified School District
Charleston County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,285.00 (-0.09%)
$433,000 (+2,4%)Land $103,900Building $329,100
$433,000Land $103,900Building $329,100
2024
$2,287.00
$17,320
2022
$4,456.00
$11,000
$275,000Land $55,000Building $220,000
2020
$433,000Land $55,000Building $378,000
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 148 River Breeze Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AE high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
9.0 ft
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 242 individual policies
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
329 units insured incl. 87 condo units
Nearby Flood Claims
251 (1979–2025)
Claims Outside the SFHA
13 of 251
Most Recent Claim
Oct 2025 · rainfall accumulation
Claims by Event
Hurricane Irma, Sep 2017 · 44 claims
Hurricane Matthew, Oct 2016 · 40 claims
Hurricane Hugo, Sep 1989 · 69 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 148 River Breeze Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 54% of the US · above 66% of South Carolina
Wildfire Likelihood
0.1% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source
Surface water
Last State Inspection
Feb 2024
Lead
4 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Corrosion control Jul 2025
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025