130 River Bluffs, Columbia Falls, MT 59912 Property Records

Flathead County property record for 130 River Bluffs, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,288 sqft · built 1985
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Sep 2021)
Tax Bill	$2,219 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R0777806`

Property Details

APN / Parcel Number

Primary APN	`R0777806`
Alternative APNs	`07-4185-16-2-03-07-0000` `0000670689`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Mixed
Garage Area	1,007 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	463 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000670689
Street Address	130 RIVER BLFS
City	COLUMBIA FALLS
State	MT
Zip	59912-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BLUFFS UNIT 2, S16, T30 N, R21 W, LOT 009, ASSR# 0000670689
Legal Range	21W
Legal Township	30N
Legal Section	16
Legal Subdivision	RIVER BLUFFS UNIT 2
Legal Lot Number	9
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1035
Census Tract	403

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 16, 2021	Affidavit of Death of Joint Tenant, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	202133538
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0000033537
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 16, 2021
Property Address	130 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017
Document Number	202100033538
Instrument Date	Sep 15, 2021
Instrument	202100033538
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017

Mortgage

Document Number	202100033539
Date	Sep 16, 2021
Instrument	202100033539

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FLATHEAD MT
Recording Date	Sep 16, 2021
Property Address	130 RIVER BLFS, COLUMBIA FALLS, MT 59912-9017
Document Number	202100033537
Instrument Date	Sep 15, 2021
Instrument	202100033537
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 MALLARD LOOP, WHITEFISH, MT 59937-8457

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,219.00 (-40.3%)	$797,400 (+31.98%)
2025			$797,400 (+31.98%) Land $258,880 Building $538,520
2023	$3,717.00	$604,200	$604,200 Land $185,390 Building $418,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 77% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER BLUFF HOA WHITEFISH private · serves 32 people · EPA ID MT0003652
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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