148 Ridgecrest Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 148 Ridgecrest Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 1964
Lot Size	0.36 acres (15,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2020)
Tax Bill	$5,331 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16Q-54-0460`

Property Details

APN / Parcel Number

Primary APN	`16Q-54-0460`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	1,107 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,699 sqft (0.36 acres)
Lot Dimensions	102 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	236 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	148 RIDGECREST DR
City	CHESTERFIELD
State	MO
Zip	63017-2675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 2ND ADDITION LOT 148
Legal Subdivision	RIVER BEND ESTATES 2ND ADDITION
Legal Lot Number	148
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2013
Census Tract	215105

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 23, 2017	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	May 23, 2017 · Amount on Record
Deed Document Number	202036
Deed Book / Page	24290 / 5866
Prior Transfer Date	Oct 18, 2007
Prior Transfer Doc	0177175513
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 26, 2020
Property Address	148 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Document Number	0242905866
Book / Page	24290 / 5866
Map Reference	MB 105 PG 80
Instrument Date	Aug 18, 2020
Instrument	2020082600036
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RIDGECREST DR, CHESTERFIELD, MO 63017-2675

Mortgage

Document Number	2020082600037
Date	Aug 26, 2020
Instrument	2020082600037

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 23, 2017
Property Address	148 RIDGECREST DR, CHESTERFIELD, MO 63017-2675
Document Number	0225361020
Book / Page	022536 / 001020
Instrument Date	May 18, 2017
Instrument	329
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	NETCO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 RIDGECREST DR CHESTERFIELD MO 630172675, CHESTERFIELD, MO 63017-2675

Mortgage

Document Number	225361023
Date	May 23, 2017
Book Page	022536/001023
Instrument	330

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,270 (-) Land $44,400 Building $40,870	$448,800 (-) Land $233,700 Building $215,100
2025	$5,331.00 (+9.65%)	$85,270 (+16.05%) Land $44,400 Building $40,870	$448,800 (+16.06%) Land $233,700 Building $215,100
2024	$4,862.00 (+4.25%)
2023	$4,664.00 (+6.56%)	$73,480 (+16.36%) Land $27,630 Building $45,850	$386,700 (+16.34%) Land $145,400 Building $241,300
2022	$4,377.00	$63,150 Land $23,670 Building $39,480
2021			$332,400 Land $124,600 Building $207,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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